Keeping your policy

Your policy protects you against the financial difficulties, which may arise due to uncertain health conditions or situations. When these unfortunate incidents happen, you want the peace of mind that you and your family will continue to have a means of income.

Keeping yourself covered against uncertainty is probably the best gift you can give your loved ones.

At Prudential, we offer you a few options in sustaining your policy even in the midst of financial uncertainty.

Non-Investment Linked policy with no surrender value

  • Lower your coverage and/or supplementary benefits to reduce premium payable
  • Pay your premium monthly instead of yearly (or other frequencies) to spread out your premium payments

 

Non-Investment Linked policy with surrender value

  • Lower your coverage and/or supplementary benefits to reduce premium payable
  • Pay your premium monthly instead of yearly (or other frequencies) to spread out your premium payments
  • Take a loan from your policy and repay the loan when you are able to*
  • Convert all or part of your reversionary bonus to cash*
  • Activate the Automatic Premium Loan feature for future premium payments*

 

Investment Linked policy with no surrender value

  • Lower your supplementary benefits to reduce premium payable
  • Pay your premium monthly instead of yearly (or other frequencies) to spread out your premium payments
  • Reduce your regular premium

 

Investment Linked policy with surrender value

  • Lower your supplementary benefits to reduce premium payable
  • Pay your premium monthly instead of yearly (or other frequencies) to spread out your premium payments
  • Reduce your regular premium*
  • Redeem units available in your policy to obtain cash*
  • Utilise units available in your policy to pay premiums*

 

*Terms and conditions apply

For advice and more information on which option is applicable to your policy and most suitable for your needs, call your Financial Consultant. Alternatively, you can call our PruCustomer Line at 1800 333 0 333ˆ