PRUlink adapt funds

We understand you want flexible investments that make it easier to realise your financial goals.

A new home. Overseas education for your children. A comfortable retirement. Every life stage brings a different financial priority. To realize these objectives, you may need an investment plan that keeps in step with your ever-evolving financial dreams - and delivers returns that meet your short-, medium- and long-term wealth needs.

Investment Objective

The PRUlink adapt fund (the "Fund") aims to generate capital growth at a controlled risk level consistent with the investment horizon of the portfolio to accumulate assets and provide wealth for investors at maturity. Beyond the investment horizons which would centre around the 3 maturity periods of 2015, 2025 and 2035, the objective is to maintain capital stability in the portfolio.

Each of the Funds invests into other underlying funds and/or invests in equities, bonds and short-term money instruments. The proportions and asset allocation strategy of each Fund may be determined by the Manager. The Funds' asset allocation would be dynamic and would become more conservative over time.

Don't miss this opportunity to select a suitable flexible investment that caters to your financial goals with the PRUlink adapt fund series.

 

Launch Date 19 April 2005
Manager of the Funds Schroder Investment Management (Singapore) Limited ("Schroders Singapore")
Underlying Fund -Schroder International Selection Fund Global Equity Alpha
-Schroder International Selection Fund Global Smaller Companies
-Schroder International Selection Fund Emerging Markets
-Schroder International Selection Fund Global Emerging Market Opportunities
-Schroder International Selection Fund Pacific Equity
-Schroder Asian Growth Fund
-Schroder International Selection Fund Greater China
-Schroder International Selection Fund Japanese Equity
-Schroder Singapore Trust
-Schroder International Selection Fund Global Bond
-Schroder International Selection Fund Global Inflation Linked Bond
-Schroder International Selection Fund Asian Bond Absolute Return
-Schroder International Selection Fund Emerging Markets Debt Absolute Return
-Schroder International Selection Fund EURO Corporate Bond
-Schroder Singapore Fixed Income Fund
-Schroder International Selection Fund Global Property Securities
-SPDR Gold Trust
Benchmark Composite benchmark comprising the MSCI Singapore Free Index, MSCI World, MSCI AC Asia ex-Japan Index, MSCI Emerging Market, UOB Singapore Government Bond Index (All), Barclays Capital Global Aggregate Index (hedged to S$), JACI Composite (hedged to S$), JPM EMBI+ Composite Index, FTSE NAREIT Developed RE Index, Gold Bullion Spot (hedged to S$), 3-month SIBOR
CPFIS Risk Classification of
Investment-linked Insurance
Products		 Broadly Diversified; Medium to Higher Risk
(PRUlink adapt 2015 & 2025)
Broadly Diversified; Higher Risk
(PRUlink adapt 2035)
Subscription Method CPFIS-OA, CPFIS-SA, Cash and Supplementary Retirement Scheme (SRS)
(PRUlink adapt 2015 & 2025)
CPFIS-OA, Cash and Supplementary Retirement Scheme (SRS)
(PRUlink adapt 2035)
Initial Investment Charge 5%* of premium invested
Continuing Investment Charge - 1.5% of bid price per annum (Prulink adapt 2015)**
- 1.55% of bid price per annum (Prulink adapt 2025)**
- 1.6% of bid price per annum (Prulink adapt 2035)**

 

* Please refer to the Product Summary for details of charges incurred on your insurance plan as charges may vary from product to product and may be lower than 5%.
** We reserve the right to vary the continuing investment charge and may increase it up to a maximum of 2% of the bid price per annum, but we will not do so before giving investors 6 months’ written notice.

 

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Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

Details (including fees and charges; and specific risks) of the Fund may be found in the Fund Information Booklet. Investments are subject to investment risks including the possible loss of the principal amount invested.

Past performances of the Fund, underlying fund, Manager of the Fund and Investment Manager of the underlying fund are not necessarily indicative of future or likely performance of the Fund, underlying fund, Manager of the Fund and Investment Manager of the underlying fund. A copy of the Fund Information Booklet in relation to this Fund may be obtained from your Prudential Financial Consultant. You are advised to read the Fund Information Booklet before deciding whether to subscribe for units in this Fund.

The prediction, projections, or forecasts on the economy, securities markets or the economic trends of the markets targeted by the Fund are not necessarily indicative of the future or likely performance of the Fund. The value of the units in the Fund and any income accruing to the units, if any, may fall or rise. Any opinion, management forecast or estimate contained in this presentation is based on information available as at the date of this presentation and reflects prevailing conditions and views as of the date of this presentation, all of which are subject to change at any time without notice.

This webpage is published for information purposes only, without regard to the specific investment objectives, financial situation and particular needs of any specific person and should not be construed as an advice or recommendation to invest in the Fund. You may wish to consult your Prudential Financial Consultant before making a commitment to purchase the Fund and the insurance product. In the event that you choose not to consult a Prudential Financial Consultant, you should consider whether the Fund and insurance product in question is suitable for you.

Units in the Funds are not available to US persons.

The information contained in this website is not required to be reviewed or endorsed by the Monetary Authority of Singapore.

Information correct as at 30 March 2011.