Analyse your life needs in detail and plan ahead for a brighter tomorrow.
PRUlink supergrowth account
We understand you want to grow your savings.
PRUlink supergrowth account is a single premium plan that gives you the flexibility to invest your money in a wide selection of investment funds to enjoy potentially higher returns while being protected at the same time.
Benefits^
- Starts with a minimum of $5,000
- Enjoys large sum incentive when you invest $25,000 or more
- No policy fee and no administration charges
- Nett sales charge of 3%#
- Enjoy life protection benefit of 110% of the invested capital or the value of your funds at bid price, whichever is higher
- Hassle free sign up with no health underwriting and health declaration at time of application
- Flexible options to do top-ups and withdrawals
- Unlimited free fund switching to match your changing investment objectives and risk profile
- Choice of PRUlink funds to customize a well diversified portfolio that is professionally managed by Eastspring Investments (Singapore) Limited (formerly known as Prudential Asset Management (Singapore) Limited)
| ^ | Terms and conditions apply |
| # | Subject to change |
How it works
| Single Premium | Sum Assured | Projected Cash Values (@age 62)* | |
| 5% | 9% | ||
| $10,000 | $11,000 | $25,200 | $69,200 |
| $20,000 | $22,000 | $50,500 | $138,500 |
| $25,000 | $27,500 | $63,200 | $173,300 |
| $50,000 | $55,000 | $126,600 | $347,500 |
| $100,000 | $110,000 | $253,300 | $695,100 |
| * | The benefit illustrations are based on projected investment returns of 5% and 9% on PRUlink singapore managed fund for a male non-smoker aged 35. Please note that administration charges are not guaranteed and may be adjusted in the future at the Company's discretion. We will give investors 30 days' notice before the new rates are charged. The two rates of return are used purely for illustrative purposes - the actual rate may be higher or lower. The actual benefits payable will depend on the actual performance of the underlying assets of the PRUlink fund. The performance of the PRUlink fund is not guaranteed and the cash value may be less than the capital invested. |
Who can apply
- For investors who are looking to potentially optimize returns on their savings while being protected with life insurance coverage.
- For those between 1 and 70 years of age (Cash); 22 and 59 years of age (CPF-OA/SA); 22 and 62 years of age (SRS)
- A single premium Investment Linked product available with CPFIS Ordinary Account, CPFIS Special Account, Supplementary Retirement Scheme (SRS) and Cash
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Investments are subjected to investment risks including the possible loss of the principal amount invested. The value of the units may fall as well as rise. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable may be less than the total premiums paid.
This is not a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy.
Please refer to the exact terms and conditions, exclusions and specific details applicable to this insurance in the product summary and policy documents that can be obtained from a Prudential Financial Consultant.
The information contained in this website is not required to be reviewed or endorsed by the Monetary Authority of Singapore.
Information correct as at 14 February 2012.
