Analyse your life needs in detail and plan ahead for a brighter tomorrow.
PRUlink supersaver account
We understand you want to build up your savings step by step.
PRUlink supersaver account is specially designed to help achieve your financial targets by allowing you to set aside regular savings to potentially build up your wealth - one step at a time.
Benefits^
- Ability to build up your savings step by step while enjoying life insurance coverage
- Enjoys large sum incentive when you do a top-up of $25,000 or more
- Nett sales charge of 3%#
- No policy fee and no administration charges#
- Hassle free sign up with no health underwriting and health declaration at time of application
- Enjoys life protection benefit of 110% of the invested capital or the value of your funds at bid price, whichever is higher
- Flexible options to increase or decrease your premium, do top-ups and withdrawals
- Unlimited free fund switching to match your changing investment objectives and risk profile
- Option to choose from a comprehensive range of PRUlink funds to suit your investment objective and risk appetite
| ^ | Terms and conditions apply |
| # | Subject to change |
How it works
| If You Save for 25 years |
Total Premiums Paid | Projected Cash Values(@ age 55)* | |||
| 5% | 9% | ||||
| $200 a month | $60,000 | $93,300 | $165,200 | ||
| $300 a month | $90,000 | $139,900 | $247,800 | ||
| $550 a month | $150,000 | $233,200 | $413,000 | ||
| $800 a month | $240,000 | $373,100 | $660,800 | ||
| $100,000 | $110,000 | $253,300 | $695,100 | ||
| * | The benefit illustrations are based on projected investment returns of 5% and 9% on PRUlink singapore managed fund for a male non-smoker aged 30. Please note that administration charges are not guaranteed and may be adjusted in the future at the Company's discretion. We will give investors 30 days' notice before the new rates are charged. The two rates of return are used purely for illustrative purposes - the actual rate may be higher or lower. The actual benefits payable will depend on the actual performance of the underlying assets of the PRUlink fund. The performance of the PRUlink fund is not guaranteed and the cash value may be less than the capital invested. |
Who can apply
- For investors who are looking for the opportunity to potentially optimize returns on their savings with the benefit of life insurance coverage.
- For those between 1 and 60 years of age (Cash); 22 and 52 years of age (CPF-OA/SA & SRS)
- A recurrent single premium Investment Linked product available with CPFIS Ordinary Account, CPFIS Special Account, Supplementary Retirement Scheme (SRS) and Cash.
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Investments are subjected to investment risks including the possible loss of the principal amount invested. The value of the units may fall as well as rise. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable may be less than the total premiums paid.
This is not a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy.
Please refer to the exact terms and conditions, exclusions and specific details applicable to this insurance in the product summary and policy documents that can be obtained from a Prudential Financial Consultant.
The information contained in this website is not required to be reviewed or endorsed by the Monetary Authority of Singapore.
Information correct as at 30 March 2011.
