Crisis Cover III

We understand you want to enhance your protection with coverage against critical illness.

The odds of a major illness occurring may not be as remote as we think, but with the advancement in medicine, survival rates have improved. An unexpected life-threatening illness can drain your finances and affect the future of your loved ones. Crisis Cover III can make it easier for you to cope financially when you need to concentrate on getting better.

Benefits^

  • Provides financial protection against critical illness during the policy term

  • Accelerates the payment of your life insurance protection amount in one lump sum upon diagnosis of any one of the 30 critical illnesses

    Except for those who go through angioplasty and other invasive treatment for coronary artery. In such cases, 10% of the benefit will be paid, subject to a maximum of $25,000. The remaining sum assured is the original sum assured less the amount claimed for angioplasty and other invasive treatment for coronary artery

  • Crisis Cover Endowment: 10 to 45 years, Crisis Cover PruFlexi Cash: 15, 20 & 25 years, Crisis Cover PruTerm Basic: 10 -45 years, Crisis Cover Whole life: Whole of Life

 

^ Terms and conditions apply

How it works

For less than $1.23 a day or $37.33 a month, a male non-smoker aged 25 on his next birthday can be covered for a $100,000 40-year Crisis Cover III rider attached to PRUsave.

If there is a premium rate increase, you can choose one of the following.

- pay the increase in premium amount
- reduce the sum assured of your policy
- discontinue your policy

For more information, please contact a Prudential Financial Consultant to assess which option may be suitable.

Who can apply

  • For those seeking financial security in the event of critical illness
  • An Accident & Health product available for Cash funds with Regular Premium payment
  • Available for those between 1 and 60 years of age.
  • Available as a supplementary benefit to main plan or PRUterm basic plan

This is not a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. Please refer to the exact terms, conditions, exclusions and specific details applicable to this insurance in the policy document that can be obtained from a Prudential Financial Consultant.

Premium rates are not guaranteed. These rates may be adjusted in the future at the Company's discretion. We will give 30 days' notice before the new premiums are charged.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You should seek advice from a qualified Prudential Financial Consultant if in doubt.

The information contained in this website is not required to be reviewed or endorsed by the Monetary Authority of Singapore.

Information correct as at 30 March 2011.