Crisis Cover III

We understand you want to enhance your protection with coverage against critical illness.

The odds of a major illness occurring may not be as remote as we think, but with the advancement in medicine, survival rates have improved. An unexpected life-threatening illness can drain your finances and affect the future of your loved ones. Crisis Cover III can make it easier for you to cope financially when you need to concentrate on getting better.


  • Provides financial protection against critical illness during the policy term
  • Accelerates the payment of your life insurance protection amount in one lump sum upon diagnosis of any one of the 36 critical illnesses

    Except for those who go through Angioplasty and Other Invasive Treatment for Coronary Artery. In such cases, 10% of the benefit will be paid, subject to a maximum of $25,000. The remaining sum assured is the original sum assured less the amount claimed for Angioplasty and Other Invasive Treatment for Coronary Artery


^ Terms and conditions apply

How it works

For less than $1.23 a day or $37.33 a month, a male non-smoker aged 25 on his next birthday can be covered for a $100,000 40-year Crisis Cover III rider attached to PRUsave.

If there is a premium rate increase, you can choose one of the following.

- pay the increase in premium amount
- reduce the sum assured of your policy
- discontinue your policy

For more information, please contact a Prudential Financial Consultant to assess which option may be suitable.

Who can apply

  • For those seeking financial security in the event of critical illness
  • An Accident & Health product available for Cash funds with Regular Premium payment
  • Available for those between 1 and 60 years of age.
  • Available as a supplementary benefit to main plan

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums are not guaranteed and may be adjusted based on future claims experience. You are recommended to seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

Information is correct as at 29 August 2016.