Crisis Cover Limited Pay III

We understand you want to add critical illness coverage on top of your PRUlife limited pay plan.

It's easy to believe that critical illness only happens to others. In reality, an unexpected life-threatening illness can strike anyone at any time. Enhance your PRUlife limited pay plan with critical illness coverage that offers flexible premium payment terms to help ease the emotional and financial stress that critical illness can bring.

Benefits^

  • Provides lifetime financial protection against 30 critical illnesses

  • Accelerates the payment of your life insurance protection amount in one lump sum upon the diagnosis of any one of the 30 critical illnesses

    Except for those who go through angioplasty and other invasive treatment for coronary artery. In such cases, 10% of the benefit will be paid, subject to a maximum of $25,000. The remaining sum assured is the original sum assured less the amount claimed for angioplasty and other invasive treatment for coronary artery

 

^ Terms and conditions apply

How it works

For as little as $2.92 per day over a premium payment term of 15 years, a male, non-smoker aged 35 (next birthday) can be covered for $100,000 with Crisis Cover Limited Pay III attached to a PRUlife limited pay (15 years) plan.

If there is a premium rate increase, you can choose one of the following.

- pay the increase in premium amount
- reduce the sum assured of your policy
- discontinue your policy

For more information, please contact a Prudential Financial Consultant to assess which option may be suitable.

Who can apply

  • Available for those between 1 and 70 years of age
  • Available as a supplementary benefit to PRUlife limited pay only
  • For those seeking financial security for their family should they be diagnosed with a critical illness
  • An Accident & Health product available for Cash funds with Regular Premium payment for just 10, 15 or 25 years
  • Requires premium payment for 10, 15 or 25 years only

This is not a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. Please refer to the exact terms, conditions, exclusions and specific details applicable to this insurance in the policy document that can be obtained from a Prudential Financial Consultant.

Premium rates are not guaranteed. These rates may be adjusted in the future at the Company's discretion. We will give 30 days' notice before the new premiums are charged.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You should seek advice from a qualified Prudential Financial Consultant if in doubt.

The information contained in this website is not required to be reviewed or endorsed by the Monetary Authority of Singapore.

Information correct as at 30 March 2011.