Crisis Waiver III

We understand you want freedom from premium payments when you need it the most.

It's impossible to foresee when critical illness can strike, but if it does, your financial situation will be adversely affected and maintaining your insurance policies can become a challenge. Crisis Waiver III relieves you of your premium payments so that you can focus on your recovery knowing your insurance protection can still continue.

Benefits^

  • Provides financial protection against critical illnesses during the policy term
  • Takes over your premium payment upon diagnosis of any one of the 30 critical illnesses so that your family remains fully covered by the financial protection plans you had originally put in place

 

^ Terms and conditions apply

How it works

For as little as $0.25 a day or $6.62 a month, a male non-smoker aged 35 (next birthday) can add Crisis Waiver III (25 years) to his main plan and enjoy waiver of premiums of $200 a month in the event of critical illness.

If there is a premium rate increase, you can choose one of the following.

- pay the increase in premium amount
- reduce the sum assured of your policy
- discontinue your policy

For more information, please contact a Prudential Financial Consultant to assess which option may be suitable.

Who can apply

  • For those who want to safeguard their insurance coverage through the waiver of premiums in the event of critical illness.
  • An Accident & Health product available for Cash funds with Regular Premium payment
  • Available for those between 11 and 70 years of age
  • Available as a supplementary benefit to a main plan

This is not a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. Please refer to the exact terms, conditions, exclusions and specific details applicable to this insurance in the policy document that can be obtained from a Prudential Financial Consultant.

Premium rates are not guaranteed. These rates may be adjusted in the future at the Company's discretion. We will give 30 days' notice before the new premiums are charged.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You should seek advice from a qualified Prudential Financial Consultant if in doubt.

The information contained in this website is not required to be reviewed or endorsed by the Monetary Authority of Singapore.

Information correct as at 30 March 2011.