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Crisis Waiver III
Concentrate on Recovery Without Worrying About Premiums
Early Stage Crisis Waiver and Crisis Waiver III
Critical illness can strike anyone at anytime. When that happens, your utmost concern will be to focus on your recovery without worrying about your premium payments and continue to stay protected.
Early Stage Crisis Waiver1 is designed to waive your premiums of the covered benefits upon the diagnosis of Early Stage or Intermediate Stage Medical Conditions for up to 10 years2.
With Crisis Waiver III, you do not need to worry about making premium payments for the covered benefits on your policy if you are diagnosed with Critical Illness.
Early Stage Crisis Waiver can only be attached if Crisis Waiver III is attached to the same policy.
|2||The maximum premium waiver period under the Early Stage Crisis Waiver Benefit is 10 years, after which the benefit terminates and premium payment for the covered benefits will resume.|
After the end of the Early Stage Premium Waiver Period, premium payment for the covered benefits will resume, but the premiums for the Early Stage Crisis Waiver will continue to be waived.
Under Early Stage Crisis Waiver Benefit, the waiver duration is subject to the remaining premium term of the covered benefits and up to age 85.
If the second claim occurs during the Premium Waiver Period of the first claim, the Premium Waiver Period of the second claim will start when the Premium Waiver Period of the first claim ends.
Crisis Waiver III waives the future premiums of the covered benefits up to age 85.
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums for some of the supplementary benefits are not guaranteed and may be adjusted based on future claims experience. You are recommended to seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.
The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.
The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
Information is correct as at 27 May 2016.