PRUaccident cover III

• Fixed Death Benefit (arising from all causes) of $3,000
• Provides financial protection against death, accidental death and dismemberment up to age 75
• Pays the Accidental Death and Dismemberment(ADD) sum assured in one lump sum if the life assured dies from an accident or a percentage of the ADD sum assured if the life assured loses the use of a particular part of the body through an accident
• Double and Triple Benefit

  We pay double or triple the Accidental Death and Dismemberment III benefit when accidental death or accidental injury occurs under the following circumstances:

  Double and Triple Benefit Schedule	Benefit Payable
  When the life assured sustains the accidental injury or dies while travelling in a private conveyance.	Accidental Death and Dismemberment III benefit will be doubled
  For a life assured, age below 1 year to age 14 years, who sustains the accidental injury or accidental death when he/she is: within the school premises on a school day or during school activities organised and supervised by the school authorities; or taking part in school activities organised and supervised by the school authorities outside the school premises; or travelling as a passenger directly on a School Bus, Private Bus or Excursion Bus to and from School or place where the school activities take place.	Accidental Death and Dismemberment III benefit will be doubled
  When the life assured sustains the accidental injury or dies while travelling in a public conveyance	Accidental Death and Dismemberment III benefit will be tripled

• Provides option to select for Weekly Income III and Medical Reimbursement III benefits
  • Medical Reimbursement III benefit - reimburses medical expenses incurred as a result of an accident up to the Medical Reimbursement sum assured.
    • Traditional Chinese Medicine treatment expenses are included and you may claim up to a sum assured of $500 per accident. The sum assured for TCM treatment expenses forms part of the total sum assured for Medical Reimbursement III benefit.
  • Weekly Income III benefit - pays weekly income if the life assured becomes totally and continuously disabled from an accidental injury arising within 90 days after the occurance of an accident, and cannot engage in all duties of his or her usual occupation, business or activities for a period of at least 7 consecutive days, the life assured shall receive the Weekly Income III benefit or a pro-rata sum, if the disability does not extend for the full 7 days.
• Reduction of Benefits to 75% or 50% due to high-risk activities
• Additional benefit for large sum assured policies *
• Covers acts of Terrorism except by nuclear, biological and chemical means
• Cover military or police service of peace-time nature, namely normal training rangework and military exercises including National Service under Section 10 of the Enlistment Act Cap 93 of the Republic of Singapore

For as little as $0.55¹ a day, you can be covered for $100,000 against accidental death and dismemberment and $3,000 against natural death.

• For those between 1 and 60 years of age seeking insurance coverage against death and dismemberment due to accidents, at an affordable cost
• An Accident & Health product available for Cash funds with Regular Premium payment
• Available for purchase as a standalone plan