Analyse your life needs in detail and plan ahead for a brighter tomorrow.
Complete your cover with a little extra
Having complete financial assurance is important to you and your loved ones. With PRUshield extra, you can complement your basic PRUshield plan so you can focus on your recovery rather than the financial concerns that may arise. It gives you and your family coverage from the first dollar and is guaranteed renewable1 so you enjoy complete cover and maximum protection for your entire life with a little extra.
PRUshield extra – For Foreigners
You’re far from home, but close to greater protection
As Singapore becomes your home away from home, it’s important that you and your family are healthy. PRUshield can protect you from the unexpected in an affordable way.
You’ll have a choice of wards in both private or restructured hospitals, along with top doctors attending to you or your family’s needs.
That’s why PRUshield is simply the best way to combat escalating healthcare costs.
You can also add PRUshield extra to complement your PRUshield plan.
PRUshield extra provides you coverage from the first dollar by reimbursing the Deductible and Co-insurance portion of your medical bills. It provides you and your family complete coverage while giving you peace of mind.
Click here to find out more about PRUshield plan.
PRUshield extra can only be purchased by prospective and existing clients of PRUshield A Premier or PRUshield A Plus.
|1||PRUshield extra is guaranteed yearly renewable for as long as you live, provided you pay premiums within the Grace Period and your PRUshield A Premier /A Plus has not been terminated or void.|
|2||We will reimburse the charges incurred for Medically Necessary Accident & Emergency ambulance services to the Hospital, provided that the life assured is admitted for Hospital Confinement, for treatment of an injury or illness. This will be subjected to the maximum limit as stipulated.|
|3||This benefit reimburses the actual amount charged per day or the daily limit, whichever is lower, up to 10 days for each hospitalisation.|
|4||The benefit is payable if the life assured is hospitalised for an injury or illness and stays in a ward class that is lower than his entitlement under the policy. We will not pay if the Hospital stay is in: a community Hospital; an overseas Hospital; a short stay ward; or an Accident and Emergency ward.|
|5||The list of approved TCM medical institutions can be found on our website www.prudential.com.sg. We reserve the right to change the approved TCM medical institutions as required, from time to time.|
|6||For PRUshield extra A Plus, the bills from Private Hospitals will be pro-rated at 65%.|
|7||Please refer to the PRUshield Product Summary for the definition of an Eligible Valid Pass.|
For Post-hospitalisation Follow-up Traditional Chinese Medicine Treatment under PRUshield extra, the following TCM medical institutions apply:
- Bai Chuan TCM Clinic Pte Ltd
- Bao Zhong Tang TCM Centre
- Beijing Tong Ren Tang
- Complementary Integrative Medicine Clinic - Tan Tock Seng Hospital
- Eu Yan Sang TCM Clinic
- ECON Chinese Medicine
- Heritage TCM Clinic
- IAG Healthsciences Pte Ltd
- Ma Kuang Chinese Medicine & Research Centre Pte Ltd
- Raffles Chinese Medicine - Raffles Hospital
- Si En TCM Medical Clinic Pte Ltd
- Singapore Chung Hwa Medical Institution
- Singapore Thong Chai Medical Institution
- Traditional Chinese Medicine Centre - Kwong Wai Shiu Hospital
- Thomson Chinese Medicine
- Thye Hua Kwan TCM Medical Centre - Ang Mo Kio Thye Hua Kwan Hospital
- Yang Zheng Tang TCM Clinic
We reserve the right to review and change this list as required from time to time.
PRUshield extra premiums cannot be paid using Medisave.
Premiums are not guaranteed and may be adjusted based on future claims experience. Prudential reserves the right to vary premiums at any time by giving 30 days’ written notice to the policyowner before doing so. Premium rates will be based on age next birthday (for 1st premium) on cover start date and each policy anniversary date (for renewable premium). You are recommended to seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.
Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.
The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.
The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
In case of discrepancy between the English and Mandarin versions of the e-Brochures, the English version shall prevail.
Information is correct as at 1 December 2016.