PRUshield extra lite

The lighter choice for an extended cover

Having the right medical coverage allows you to put your loved ones first without worrying about the ever increasing medical costs. PRUshield extra lite is an affordable option that provides extended coverage from your basic PRUshield plan. Its guaranteed renewability1 feature gives you peace of mind when it comes to ensuring coverage throughout your entire life.

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Benefits

  • Covers 100% of the Co-insurance portion and 50% of the Deductible of your medical bills.
  • Hospital Incentive for each day that you are admitted in a ward class lower than your entitlement.  
  • Includes coverage for Accident & Emergency Ambulance Fee.

Benefits At A Glance

Plan PRUshield extra lite A Premier PRUshield extra lite
A Plus
Hospital / Ward Type Singapore Private Hospital Singapore Restructured Hospital
(Class A Ward)
Deductible (per Policy Year)

50% of PRUshield’s
Deductible amount subject
to a maximum of
$1,750 per Policy Year

50% of PRUshield’s
Deductible amount subject
to a maximum of
$1,750 per Policy Year
PRUshield’s Co-insurance 10% 10%
Daily Hospital Incentive2 $200 per day
(if admitted to a
Restructured Hospital
ward B1/B2/C)
$125 per day
(if admitted to a
Restructured Hospital
ward B1/B2/C)
$125 per day
(if admitted to a Restructured Hospital
Ward A)
Accident & Emergency Ambulance Fee3 $250 per injury or illness $150 per injury or illness

 

Premiums

a Maximum entry age is 75 age next birthday for the life assured who is a Singapore Citizen or Permanent Resident. Premiums shown are for renewal only.

How it works

Enjoy extended Medical Coverage with PRUshield extra lite

The above illustration is based on an estimated calculation of MediShield Life payout. The figures are for illustrative purpose only.

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Footnotes
1 PRUshield extra lite is guaranteed yearly renewable for as long as you live, provided you pay premiums within the Grace Period and your PRUshield A Premier /A Plus has not been terminated or void.
2 The benefit is payable if the life assured is hospitalised for an injury or illness and stays in a ward class that is lower than his entitlement under this policy. We will not pay if the Hospital stay is in: a Community Hospital; an overseas Hospital; a Short Stay Ward; or an Accident and Emergency Ward.
3 We will reimburse the charges incurred for Medically Necessary Accident & Emergency ambulance services to the Hospital, provided that the life assured is admitted for Hospital Confinement, for treatment of an injury or illness. This will be subjected to the maximum limit as stipulated.


Notes:

PRUshield extra lite can only be purchased by prospective and existing clients of PRUshield A Premier or PRUshield A Plus.

PRUshield extra lite premiums cannot be paid using Medisave.

Premiums are not guaranteed and may be adjusted based on future claims experience. Prudential serves the right to vary premiums at any time by giving 30 days’ written notice to the policyowner before doing so. Premium rates will be based on age next birthday (for 1st premium) on cover start date and each policy anniversary date (for renewable premium). You are recommended to seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the e-Brochures, the English version shall prevail.

Information is correct as at 1 December 2016.