Analyse your life needs in detail and plan ahead for a brighter tomorrow.
We understand you want enhanced protection as you progress in your career
PRUtermplus advantage is offered to you exclusively at your place of employment. Through affordable premiums, you are assured of continual coverage for a period of 10 years as you progress in your career.
|1||PRUtermplus advantage provides coverage against Accelerated Terminal Illness and Accelerated Disability during the term of the policy and before the anniversary of the policy on which the life assured will attain the age of 65. We will pay for either the Accelerated Terminal Illness or the Accelerated Disability Benefit but not both.|
|2||If the accidental death or injury is caused by a hazardous activity or sports conducted legally and under the supervision of a licensed organisation, the benefit payable will be reduced accordingly.|
|3||Accidental Daily Hospital Income benefit covers up to a maximum of 14 days per accident.|
|4||The hospitalisation must be due to an accident.|
|5||Post-Hospitalisation Recuperation benefit covers up to a maximum of 8 weeks per accident. This benefit will cease on the Policy Anniversary immediately before the life assured turns 65 years old.|
|6||If the disability does not extend for the full 7 days, we pay a pro-rated amount of the benefit.|
|7||The 10% discount is applicable before the expiry date of the policy and for a maximum of 2 new policies per event, up to a maximum of $10,000 annual premiums, including additional premiums for supplementary benefits. The new policies must be taken up within 3 months of the event.|
|8||Only applicable when signing up for PRUlife, PRUlife limited pay, PRUsave, PRUflexicash, PRUflexicash protection plus, PRUterm ascend, PRUmortgage, PRUmultiple crisis cover, PRUlink heritage account, PRUlink protection plus account, PRUaccident cover III, PRUterm vantage (S$), PRUterm vantage (US$), PRUlink protection plus account under PRUfirst gift, PRUterm total refund, PRUearly stage crisis cover, PRUearly stage disability, PRUfracture care and PRUtermplus advantage. The list of eligible products is subject to change.|
|9||The major events include marriage, childbirth, adopting a child through legal means, divorce and death of a spouse.|
|10||A claim under Crisis Cover Advantage will not affect the No Claim Bonus.|
|11||A claim under Angioplasty and Other Invasive Treatment for Coronary Artery will not activate the Premium Waiver benefit.|
Buying a life insurance policy is a long-term commitment. This plan has no cash value. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums are not guaranteed and may be adjusted based on future claims experience. You are recommended to seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.
The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.
The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
In case of discrepancy between the English and Mandarin versions of the e-Brochures, the English version shall prevail.
Information is correct as at 27 May 2016.