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Early Crisis Multiplier Flex
Enjoy enhanced protection against the early stages of critical illness
When it comes to your family’s future, you can never leave anything to chance. Critical illness can occur at any stage of life. That is why, we offer you enhanced protection with Early Crisis Multiplier Flex.
As a supplementary benefit to PRUlife multiplier flex plan, it gives you multiplied coverage1 of up to 4 times for Early and Intermediate Stage Medical Conditions2.
So protect yourself and your family with greater coverage today.
|1||The Multiplier Benefit is the relevant percentage of the sum assured shown in the product summary. The selected Multiplier Benefit and its expiry age must be the same as that selected for PRUlife multiplier flex.|
|2||Early Stage and Intermediate Stage benefits payout under Early Crisis Multiplier Flex will reduce the PRUlife multiplier flex policy sum assured. If the sum assured of both PRUlife multiplier flex and Early Crisis Multiplier Flex is the same and a benefit payout for 100% of the sum assured from Early Crisis Multiplier Flex is made, the PRUlife multiplier flex policy and the Early Crisis Multiplier Flex benefit will terminate. A claim under the Crisis Multiplier Flex benefit within the PRUlife multiplier flex policy could result in either a reduction of sum assured or termination of Early Crisis Multiplier Flex.|
|3||Future premiums for Early Crisis Multiplier Flex will be waived after the first successful claim is made under the Early Stage Benefit and the claim does not pay out the full sum assured.|
|4||Once a claim has been made for a listed medical condition, the list of medical conditions covered would be reduced accordingly and the customer cannot make a repeat claim on the same listed medical condition. A claim on the Early and/or Intermediate Stage Benefit will reduce the sum assured of Early Crisis Multiplier Flex and PRUlife multiplier flex.|
|5||The premium payment term must be the same as PRUlife multiplier flex's premium payment term.|
You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs. Buying a life insurance policy is a long-term commitment. This plan has no cash value. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums are not guaranteed and may be adjusted based on future claims experience.
This website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.
The information contained on this website is for distribution in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore. In case of discrepancy between the English and Mandarin versions of this brochure, the English version shall prevail.
Information is correct as at 20 January 2017.