Max Protection Multiplier

Give your family the added protection they deserve

Your loved ones are important to you, and you want to provide them with the additional protection they need. Add Max Protection Multiplier to your PRUcash max limited pay1, PRUsave limited payor PRUwealth (SGD)1 for additional coverage on death and disability to ensure you and your dependants receive financial support in the face of adversities.

With a sum assured equivalent to 5 times or 10 times of the annual premium2 of your main endowment plan, you can receive greater protection as you save.

Your relationships are precious. Protect them.

Increase your protection ^

Max Protection Multiplier offers you additional protection:

  • Death Benefit3 – Pays out 100% of the sum assured.
  • Accidental Death Benefit4 – Pays out double the sum assured
  • Accelerated Disability Benefit5 – Pays out 100% of the sum assured

 

^ Terms and conditions apply.

 

Who can apply

Max Protection Multiplier is a guaranteed issuance supplementary benefit. So there’s no need to go for medical check-ups or answer any health-related questions if you attach Max Protection Multiplier to your PruCash Max Limited Pay1 and PruWealth(SGD)1.

Call your Prudential Financial Consultant or our PruCustomer Line at 1800 333 0 333ˆ today, or visit www.prudential.com.sg

 

Download Brochure

Footnotes
1 Max Protection Multiplier, with a premium payment term of 5 years and policy term of 10 or 15 years, is offered to selected endowment plans.
2 The sum assured is rounded up to the nearest S$500. Max Protection Multiplier has a maximum sum assured limit of S$300,000 per life.
3 We will pay the total premiums paid (without interest) for this Max Protection Multiplier Benefit from the Cover Start Date, if the life assured dies:
  • within the first 12 months from the Cover Start Date or the date of reinstatement (if any).
  • from any of the listed illnesses which was diagnosed or was under any treatment or investigation before the Cover Start Date or date of reinstatement (if any). The listed illnesses include cancer, heart attack, stroke, kidney failure, liver failure and AIDS.
4 Accidental Death Benefit is only payable if the Accidental Death occurs within 12 calendar months from the date of the Accident. However, should the Accident occur before the Cover Start Date or date of reinstatement (if any), we pay the total premiums paid (without interest) for this Max Protection Multiplier Benefit from the Cover Start Date, if death occurs within the first 12 months from the Cover Start Date or date of reinstatement (if any). For the avoidance of doubt, we pay either this Accidental Death benefit or the Death benefit, but not both.
5 We pay the premiums paid (without interest) for this Max Protection Multiplier Benefit from the Cover Start Date if:
  • the life assured becomes Totally and Permanently Disabled within the first 12 months from the Cover Start Date or date of reinstatement (if any); or
  • the life assured becomes Totally and Permanently Disabled as a direct or indirect result of an Accident which occurred or illness which was diagnosed before the Cover Start Date or date of reinstatement (if any).
    At the date of disability, if the life assured is below 1 year (age next birthday), 20% of the sum assured will be paid out in a lump sum and the plan terminates.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You are recommended to seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

Information is correct as at 9 June 2016.