Analyse your life needs in detail and plan ahead for a brighter tomorrow.
We understand you want 7 years of savings and enjoy payout in 12 years.
You can now get closer to reaching your savings goals with our new PRUadvance saver plan. Designed to help you save in a disciplined manner, PRUadvance saver allows you to pay your premiums in the first 7 years and harvest potentially higher returns1 in a 12-year term.
PRUadvance saver also covers you against Death and Terminal Illness2, whilst helping you to attain your savings goals. You can now have peace of mind knowing that your family is protected, should the unforeseen happen to you even while you save.
|1||The maturity benefit, comprising sum assured plus bonuses (if any), less any amounts owing, is payable in lump sum upon maturity. Bonuses are not guaranteed and will vary according to the future performance of the participating fund.|
|2||Policy provides coverage against Accelerated Terminal Illness during the term of the policy, and before the anniversary of the policy on which the Life Assured attains the age of 65. We will pay for either Death or the Accelerated Terminal Illness benefit, but not both.|
|3||The Automatic Premium Benefit will only take effect when the full 7 years’ premiums have been paid by the policyholder. This Benefit is guaranteed and will not be paid out to policyholder.|
|4||Upon diagnosis of Early or Intermediate Stage Medical Conditions, the future premiums of the covered benefits will be waived for 5 years or 10 years respectively, or the remaining premium payment term, whichever is shorter. The maximum premium waiver period is 10 years, after which the benefit terminates and premium payment for the covered benefits resumes.|
|5||Future premiums of the covered benefits are waived up to age 85 or until the end of the premium payment term, whichever is earlier.|
|6||Premium quoted is based on an annual basis for a non-smoking male, age 35 next birthday with an annual premium of $7,843 (rounded up to the nearest dollar) payable for 7 years.|
|7||The illustrated values use bonus rates assuming a projected investment rate of 4.75% p.a. for the participating fund. Bonuses are not guaranteed and will vary according to the future performance of the participating fund.|
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums for some of the supplementary benefits are not guaranteed and may be adjusted based on future claims experience.
You are recommended to seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.
The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.
The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
In case of discrepancy between the English and Mandarin versions of the e-Brochures, the English version shall prevail.
Information is correct as at 27 May 2016.