Our Customer Service Centre at Marina One  will be closed at 12.00pm on Friday, 14 December 2018 for an internal event. Our Operation will resume on 17 December 2018. Our PruCustomer Line (1800 333 0 333) will remain open from 8.30am to 5.30pm. We thank you for your understanding.

PRUSelect Vantage Premier (SGD)

Giving you the added advantage, to achieve your investment goals.

PRUSelect Vantage Premier is an investment-linked insurance plan that helps you build and diversify your portfolio from a wide range of carefully researched and quality funds. Designed to make the most of your investments, we tap on the internationally acknowledged investment expertise of Mercer Investments (“Mercer”), a leading global provider of investment consulting services, so that you can always be on the market pulse.

Offering you the option to invest in single premium lump sum for PRUSelect Vantage Premier, depending on your risk profile and objectives, this plan empowers you to steer towards your financial aspirations.

Please click here for the list of PRUSelect Vantage Premier Funds.

PRUSelect Vantage Premier e-Brochure English Chinese
PRUSelect Vantage Premier Summary of Funds Booklet English Chinese
PRUSelect Vantage Premier Technical Product Booklet English Chinese

Highlights

High and Attractive Allocations 

97.5% of single premium allocation & top-ups

Choice of Model Portfolios 

To suit different return expectations, risk appetite and time horizon

Second-Year Loyalty Bonus 

Rewards investment above a certain amount and by staying invested

Hassle Free Application 

No medical underwriting is required3

Product Details

 
Product Type

Investment Linked

Payment Term
  • Single Premium
    Cash (SGD) and Supplementary Retirement Scheme4 ("SRS") funds
Policy Term
  • Whole of Life
  • Accidental Death: Up to 85 Age Next Birthday
Issuance Age
  • Cash: 1 to 80 Age Next Birthday
  • SRS4: 22 to 70 Age Next Birthday
Limits

Minimum Single Premium:

  • Cash: S$50,000 (SGD)
  • SRS4 : S$50,000 (SGD)
  • Top Up (Cash & SRS4): S$20,000 (SGD)
Maturity Benefit

Not Applicable

Death Benefit

If the last surviving life assured dies, we pay the value of all the units in the Account, less any amounts owing to us.

Total & Permanent Disability Benefit

Not Applicable

Cash Benefit

Not Applicable

Critical Illness Benefit

Not Applicable

Accidental Death Benefit

If the last surviving life assured dies from an Accident, we pay the higher of:

  1. The value of all the units in the Account; or
  2. 105% of (the single premium paid plus any top-ups, less any withdrawals)

less any amounts owing to us.

Footnotes:

  1. Model Portfolio are developed and constructed in consultation with Mercer.
  2. To quality for the bonuses, you must neet the terms and conditions attached to it.
  3. Medical check-ups or answering health-related questions maybe required if the total premiums for selected plans per life assured issued in the past 24 months exceed $5 million (or equivalent). Selected plans will be reviewed and determined by Prudential from time to time
  4. If you bought your Policy using SRS funds, your Policy is subject to the terms and conditions of the Supplementary Retirement Scheme.

 

Important Notes:

PRUSelect Vantage Premier will give you access to confidential and proprietary information of Mercer and is intended for your exclusive reference, for general information purposes only. This information is not, nor intended to be, investment advice and shall not be relied on as such. All investment decisions shall be made independently by you, after duly considering and understanding the investment product(s), benefits and risks.

Notwithstanding any information provided to you in connection with the PRUSelect Vantage Premier, you are advised to read Fund prospectuses, the accompanying Product Summary and Product Highlights Sheet (where applicable) before deciding whether to invest in such products. Neither Prudential Assurance Company Singapore (Pte) Limited (“Prudential Singapore”) nor Mercer gives any representations or warranties as to the accuracy of any information provided to you in connection with the PRUSelect Vantage Premier. Neither Prudential Singapore nor Mercer accepts any responsibility or liability for any loss or damage which you may suffer arising out of or in connection with your use of the PRUSelect Vantage Premier. Where appropriate, you are encouraged to seek independent legal, tax and other professional advice. As there may be market fluctuations and change in market conditions, you are also encouraged to refer to the subsequent model portfolios that will be updated on a quarterly basis. Such subsequent updated model portfolios can be obtained via your Prudential Financial Consultant.

Any opinion on or rating of investment products contained under the model portfolio or provided by Mercer, Prudential Singapore or any Prudential Financial Consultant in connection with the PRUSelect Vantage Premier is not intended to convey any guarantee as to the future investment performance of such investment products. In addition, past performances of investment products cannot be relied upon as a guide or indicator to future performance of such products.

Notwithstanding anything above, Prudential Singapore reserves the right to discontinue the PRUSelect Vantage Premier at anytime without reference or notification to you.

 

Note:

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Investment products are subject to investment risks including the possible loss of the principal amount invested. The value of the units and the income accruing to the units (if any) may fall or rise.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the e-Brochures, the English version shall prevail.

Information is correct as at 10 December 2018.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Next Steps

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