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PRULink SuperGrowth Account

PRULink SuperGrowth Account is a single premium investment-linked plan that gives you the flexibility to invest your money in a wide selection of investment funds, all within one single plan. So you can enjoy potentially higher investment gains, while being protected at the same time.

 

English Brochure

Highlights

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Well-diversified portfolio to suit different investment objectives and risk appetite

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Increased allocation rate for investments of $25,000 or more

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Top-ups, withdrawals and unlimited fund switching to match changing needs

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No policy and administration charges

Product Details

 
Product Type

Investment Linked

Payment Term

Single Premium

Policy Term

CPF Investment Scheme-Ordinary Account (CPFIS – OA) & CPF Investment Scheme-Special Account (CPFIS - SA):

  • 3 to 40 years
  • Plan matures at 62 Age Next Birthday

Supplementary Retirement Scheme2 (SRS) & Cash:

  • Whole life plan
Issuance Age

CPF Investment Scheme-Ordinary Account (CPFIS – OA) & CPF Investment Scheme-Special Account (CPFIS - SA):

  • 22 to 59 Age Next Birthday

Supplementary Retirement Scheme2 (SRS):

  • 22 to 70 Age Next Birthday

Cash:

  • 1 to 70 Age Next Birthday
Limits

Minimum Single Premium:

  • $5,000

Minimum Top Up:

  • $2,000
Maturity Benefit

Not Applicable

Death Benefit

The higher of:

  • 110% of total premiums and top-ups less withdrawals, or
  • value of the units in the policy account ("Account") at bid price
Total & Permanent Disability Benefit

Not Applicable

Cash Benefit

Not Applicable

Critical Illness Benefit

Not Applicable

Accidental Death Benefit

Not Applicable

Footnotes:

  1. Other charges apply. If you bought your policy using Cash or SRS Funds, an assurance charge, investment charges and net sales charge will apply. If you bought your policy using CPFIS-OA or CPFIS-SA, investment charges and net sales charge will apply. For more details on the charges, please refer to the product summary.
  2. If you bought your policy using SRS Funds, your Policy is subject to the terms and conditions of the Supplementary Retirement Scheme. All payments made will be according to the terms and conditions of the Supplementary Retirement Scheme.

Note:

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Investment products are subject to investment risks including the possible loss of the principal amount invested. The value of the units and the income accruing to the units (if any) may fall or rise.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the e-Brochures, the English version shall prevail.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as at 22 Aug 2019.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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