Enjoy more comprehensive coverage when you complement your PRUShield with PRUExtra.
Please note that there are conditions attached to the purchase of any of the below riders between 8 March 2018 and 31 March 2019.
From 1 April 2021, customers must transition to an alternative rider with features that meet the new guidelines set by the Ministry of Health.
According to guidelines from the Ministry of Health, from 1 April 2019, all new IP riders will need to include a minimum of five percent co-payment on bills relating to hospitalisation, outpatient treatments or day surgery. In addition, to protect customers against large bills, the new riders will incorporate a co-payment cap. The co-payment cap can be set at S$3,000 or more in each policy year for treatments at the insurer's panel providers1.
Details of the new rider plans will be communicated to customers approximately two months before the change is implemented on their first policy renewal starting from 1 April 2021.
Should you have questions about your plan, please do not hesitate to speak to your Prudential Financial Consultant. You can also call our PRUCustomer Line at
1For Prudential, panel providers are all Singapore Public Hospitals. We reserve the right to update the list of panel providers from time to time.
1Only applicable for PRUExtra Premier CoPay and PRUExtra Plus CoPay.
2PRUExtra is guaranteed yearly renewable for as long as you live, provided you pay premiums within the Grace Period and your PRUShield Premier / Plus has not been terminated or void.
3For Post-hospitalisation Follow-up Traditional Chinese Medicine Treatment under PRUExtra, the following TCM medical institutions apply:
We reserve the right to review and change this list as required from time to time.
PRUExtra is a yearly renewable plan. Prudential guarantees lifetime coverage for PRUExtra.
PRUExtra premiums cannot be paid using Medisave.
You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.
Premiums are not guaranteed and may be adjusted based on future claims experience. Prudential reserves the right to vary premiums at any time by giving 30 days’ written notice to the policy owner before doing so. Premium rates will be based on age next birthday (for 1st premium) on cover start date and each policy anniversary date (for renewable premium).
The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.
The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
In case of discrepancy between the English and Mandarin versions of the e-Brochures, the English version shall prevail.
Information is correct as at 1 April 2019.