Upon death, Terminal Illness or Total and Permanent Disability2
Sum Assured allowed
Death & Terminal Illness:
Total & Permanent Disability:
19 to 65 Age Next Birthday
Minimum Sum Assured:
Maximum Sum Assured:
100% sum assured shown on the Certificate of Life Assurance in a lump sum
|Total & Permanent Disability Benefit||
100% of sum assured for Accelerated Disability Benefit2, in a lump sum up to S$2,000,000.
|Critical Illness Benefit||
Supplementary benefits available
|Accidental Death Benefit||
|Enhance Your Coverage||
DIRECT - Crisis Cover3
- DIRECT - PRUprotect term 51 is a 5-year renewable term plan that offers you the flexibility to renew your coverage every 5 years at a new premium based on your age4 upon renewal.
- Provides financial protection against Death, Terminal Illness, and Total and Permanent Disability2
- Choice to add DIRECT - Crisis Cover3 for protection against 30 Critical Illnesses3
- Offers a payout in the event of Death, Terminal Illness, Total and Permanent Disability2 or Critical Illness3
Download Direct Purchase Insurance FAQ
If you purchase Direct Purchase Insurance (DPI) products, you have:
If you decide not to purchase a DPI product, you may seek advice from a qualified Prudential Financial Consultant for other products suitable for you.
To purchase or enquire about DIRECT - PRUprotect term 51, please call our PRUCustomer Line at 1800 333 0 333, click here to make an appointment with our Customer Service Officer or visit our Customer Service Centre.
*Terms and conditions apply
- You may choose to cover from a minimum sum assured of $50,000 and up to $400,000. The minimum entry age is age 19 next birthday.
- The plan provides coverage against Total and Permanent Disability provided the condition occurs before its cover expiry date or before the policy anniversary prior to the life assured attaining age 65, whichever is earlier.
- DIRECT - Crisis Cover will pay a benefit upon occurrence of any of the 30 Critical Illnesses covered, and before its cover expiry date, or before the policy anniversary prior to the life assured attaining age 65, whichever is earlier. Premium for DIRECT - Crisis Cover benefit is not guaranteed.
- Age refers to age next birthday at time of renewal.
Buying a life insurance policy is a long-term commitment. This plan has no cash value. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.
The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from Prudential’s Customer Service Officer. Premiums for the supplementary benefit is not guaranteed and may be adjusted based on future claims experience.
The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
In case of discrepancy between the English and Mandarin versions of the e-Brochures, the English version shall prevail.
Information is correct as at 22 March 2017.