PRUTerm Vantage recognises your achievements and rewards you with enhanced protection.
We strive to make a difference to your life by providing you with the suitable insurance plans.
Early Stage Crisis Waiver
Crisis Waiver III
1Only Accelerated Disability is available for USD plans.
2The PRUTerm Vantage plan (SGD) has a minimum sum assured of S$500,000 against death and terminal illness.
The minimum and maximum entry age for PRUTerm Vantage is age 21 and 75 next birthday respectively. For PRUTerm Vantage (USD), the minimum sum assured is US$500,000 and different benefit limit may apply.
3PRUTerm Vantage provides coverage against death and terminal illness during the policy term. The life assured can only claim either death or terminal illness but not both.
4Based on age at next birthday.
5Subject to a minimum sum assured of S$500,000 per application and at least 12 months after the policy cover start date or any reduction of sum assured (if any), with a minimum term of six years.
6Please refer to the policy documents for the exact terms and conditions and specific details applicable to this benefit.
7After the end of the Early Stage Premium Waiver Period, premium payment for the covered benefits will resume, but the premiums for the Early Stage Crisis Waiver will continue to be waived.
8The second claim will waive the premium for another 5 years. This is provided the second claim is not for the same Medical Condition as the first claim, and it does not fall within the same category of the first Early Stage Medical Condition.
9If there was a successful claim under Early Stage Medical Conditions, the Intermediate Stage Medical Conditions Benefit only waives 5 years of future premiums.
10After the end of the Early Stage Premium waiver period, premium payment for the covered benefits will resume, but the premiums for the Early Stage Crisis Waiver will continue to be waived
You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.
As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely.
Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.
The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.
Premiums for some of the supplementary benefits are not guaranteed and may be adjusted based on future claims experience. The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
In case of discrepancy between the English and Mandarin versions of the e-Brochures, the English version shall prevail.
Information is correct as at 10 December 2018.
This advertisement has not been reviewed by the Monetary Authority of Singapore.