Our Customer Service Centre at Marina One  will be closed at 12.00pm on Friday, 14 December 2018 for an internal event. Our Operation will resume on 17 December 2018. Our PruCustomer Line (1800 333 0 333) will remain open from 8.30am to 5.30pm. We thank you for your understanding.

PRULife Vantage Achiever III

From your vantage point, we know that family comes first.

When you put your family first, you want to leave them a legacy that will secure their future and ensure that everything you’ve worked hard for stays in the family.

Designed to safeguard your most precious relationships, PRULife Vantage Achiever III is intended for a select few. It is a single-premium, high-protection plan that multiplies the basic coverage amount (Sum Assured) to provide high coverage against death and Terminal Illness so your family is cared for under unforeseen circumstances.

 

Highlights

prulife-vantage-achiver-II-usd-multiplier-benefit-fn1

High coverage for death and Terminal Illness

prulife-vantage-achiever-III-usd-single-premium

Premium Payment Term

prulife-vantage-achiver-III-usd-cash-value-fn2

Acquires a guaranteed Surrender Value2

prulife-vantage-achiver-III-usd-change-of-life-assured-fn6

Individual owned & corporate owned policies

 
Product Type

Whole Life

Payment Term

Single Premium 

Policy Term

Death3:

  • Whole of Life

Accelerated Terminal Illness3:

  • Whole of Life
Issuance Age

1 to 75 Age Next Birthday (Death Benefit3 & Accelerated Terminal Illness Benefit3)

Limits

Minimum Premium:

      For United States Dollar Plan

  • 1 to 16 Age Next Birthday at entry:
    • Minimum Single Premium of US$35,000 subject to a maximum Multiplier Benefit of US$8 million per life and financial underwriting
  • 17 to 75 Age Next Birthday at entry:
    • Minimum Single Premium of US$100,000

   For Singapore Dollar Plan

  • 1 to 16 Age Next Birthday at entry:
    • Minimum Single Premium of S$35,000 subject to a maximum Multiplier Benefit of S$10 million per life and financial underwriting
  • 17 to 75 Age Next Birthday at entry:
    • Minimum Single Premium of S$100,000

 

Maturity Benefit

Not Applicable

Death Benefit

Before the age of 85, the higher of,

  1. 100% sum assured for Death Benefit3 and all the non-guaranteed bonuses4 that we have added to the policy in one lump sum; or
  2. the Multiplier Benefit1.

Less any amounts owing to us.

From age 85 or above, 100% sum assured for Death Benefit3 and all the non-guaranteed bonuses4 that we have added to the policy, in one lump sum, less any amounts owing to us.

Total & Permanent Disability Benefit

Not Applicable

Cash Benefit

Not Applicable

Critical Illness Benefit

Not Applicable

Accidental Death Benefit

Not Applicable

Enhance Your Coverage

Accelerated Disability5

Footnotes:

  1. The Multiplier Benefit (“MB”) percentage is determined based on age next birthday of the life assured at entry. The Multiplier Benefit is derived by multiplying the MB percentage to the basic sum assured.
  2. The policy only acquires a guaranteed immediate Surrender Value provided Prudential Assurance Company Singapore (Pte) Limited has accepted the policy application and received the single premium.
  3. The policy provides coverage against death and Terminal Illness (“TI”) for as long as the life assured lives. If a claim has been made under the Accelerated Terminal Illness or Accelerated Disability Benefit (if any), the Death Benefit sum assured will be reduced by the Accelerated Terminal Illness or Accelerated Disability Benefit sum assured that was paid out and we pay the reduced Death Benefit sum assured (if any), less any amounts owing to us.

    If a Death Benefit claim payout is made, the Accelerated Terminal Illness Benefit terminates. If an Accelerated Disability Benefit (if any) claim payout has been made, the Accelerated Terminal Illness Benefit sum assured will be reduced by the Accelerated Disability Benefit sum assured that was paid out and we pay the reduced Accelerated Terminal Illness Benefit sum assured (if any), less any amounts owing to us.
  4. Bonuses are not guaranteed and will vary according to the future performance of the participating fund.
  5. The Accelerated Disability Benefit is an optional supplementary benefit that provides financial protection against Total and Permanent Disability (“TPD”) before the Policy Anniversary before the life assured attains age 70 years (cover end date). Accelerated Disability Benefit can only be applied at policy application. The minimum and maximum entry age for Accelerated Disability Benefit is age 1 to 64 next birthday respectively.

    If a Death Benefit claim payout is made, the Accelerated Disability Benefit terminates. If an Accelerated Terminal Illness Benefit claim payout has been made, the Accelerated Disability Benefit sum assured will be reduced by the Accelerated Terminal Illness Benefit sum assured that was paid out and we pay the reduced Accelerated Disability Benefit sum assured (if any), less any amounts owing to us.
  6. Change of life assured to another life assured only after two years from the cover start date of the policy. 
    For individual policy, you are allowed to change the life assured only once throughout the policy term ; or 
    For a policy owned by a business organisation, you can choose to change the life assured anytime throughout the policy term as long as it is two years after the cover start date of the policy.

    Refer to Policy documents for more details.


Note:

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Foreign currency policies (e.g. USD) are subject to foreign exchange risk.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

Information is correct as at 10 December 2018.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Get In Touch

* Required fields
(This will help us serve you faster.)

By submitting this form, I expressly authorize and consent to

a. Prudential, its officers, employees, representatives and distribution partners to collect, use, retain and/or disclose my personal data in accordance to the manner and for the purposes set out in our Privacy Note; and I consent to be contracted by Prudential, its repres...entatives or distribution partners by SMS, telephone call and/or email in relation to this product enquiry; and

b. my consent here does not affect my other conserts given to Prudential, its representatives and distribution partners and their rights at law in respect of my personal data.

Please Note:

This form is solely for the purpose of contacting you in relation to this product enquiry and does not serve as a notification for change of particulars.*

Or give us a call:
1800 333 0333