PRUflexicash

Yearly Cash Benefit

after the 2nd policy anniversary¹

Choice of Premium Payment Term

15, 20 or 25 years

Enhance Your Plan

with accident coverage and premium waivers

What is PRUFlexicash?

A long-term insurance savings plan that offers you protection against the unforeseen
A plan that provides financial flexibility with yearly cash benefit which you can choose to accumulate
A plan with freedom to structure payouts to suit your needs

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Key Benefits

Enhance Your Plan Further

With premium waiver and accident coverage in the event of the unforeseen

Receive Yearly Cash Benefit

For your lifestyle needs such as planning for a holiday to pamper your loved ones

Enjoy a Lump Sum Maturity Payout

Look forward to receiving a lump sum payout once your policy matures

Defer Yearly Cash Benefit for Larger Benefits

Enjoy bigger payouts by choosing to defer receiving your yearly cash benefit to after the 10th policy anniversary or later²

Accumulate your Cash Benefit

And enjoy a non-guaranteed 3%³ interest per annum on the accumulated amount

Buy Another Plan Hassle Free

No need for medical examination when you buy a new plan⁴

Add these supplementary benefits to enhance your coverage

We strive to make a difference to your life by providing you with the suitable financial insurance plans.

Waiver of premiums for 5 years upon diagnosis of Early Stage Medical Conditions.
Waiver of premiums for 10 years upon diagnosis of Intermediate Stage Medical Conditions

Waiver of premiums upon diagnosis of any one of the 35 Critical Illnesses listed.

Waive premiums of your spouse’s or child’s policy in the event of Death, Total and Permanent Disability or Critical Illness.
This benefit covers you up to the end of the premium term or when you turn 85, whichever is earlier.

Footnotes

¹Yearly Cash Benefit is a payout of 5% of the PRU Flexicash sum assured after the second policy anniversary.

²No later than one year before the end of policy term.

³The interest rate is not guaranteed and is subject to change according to prevailing market conditions.

⁴Sum assured of the new policy for each life event can only be up to a maximum of 25% of the original sum assured or S$150,000, whichever is lower. The option to purchase a new policy can only be exercised twice in a lifetime of the Life Assured. The maximum additional cover for these two life events can only be up to a maximum of 50% of the original sum assured or S$300,000, whichever is lower.

Additional Notes

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums for the supplementary benefits are not guaranteed and may be adjusted based on future claims experience.

This website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore. In case of discrepancy between the English and Mandarin versions of the e-brochure, the English version shall prevail.

Information is correct as at 21^st June 2018.

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