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  5. PRUflexicash
Overview
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Cash Benefit
Yearly Cash Benefit
after the 2nd policy anniversary¹
Payment term lengths
Choice of Premium Payment Term
15, 20 or 25 years
Additional plan,enhanments
Enhance Your Plan
with accident coverage and premium waivers

What is PRUFlexicash?

  • A long-term insurance savings plan that offers you protection against the unforeseen
  • A plan that provides financial flexibility with yearly cash benefit which you can choose to accumulate

  • A plan with freedom to structure payouts to suit your needs

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Key Benefits

Additional plan,enhanments
Enhance Your Plan Further
With premium waiver and accident coverage in the event of the unforeseen
Cash Benefit
Receive Yearly Cash Benefit
For your lifestyle needs such as planning for a holiday to pamper your loved ones
Payout,reimbursement
Enjoy a Lump Sum Maturity Payout
Look forward to receiving a lump sum payout once your policy matures
Payment term lengths
Defer Yearly Cash Benefit for Larger Benefits
Enjoy bigger payouts by choosing to defer receiving your yearly cash benefit to after the 10th policy anniversary or later2
Wealth,Capital,Returns
Accumulate your Cash Benefit
And enjoy a non-guaranteed 3%3 interest per annum on the accumulated amount
Additional plan,enhanments
Buy Another Plan Hassle Free
No need for medical examination when you buy a new plan4

Add these supplementary benefits to enhance your coverage

We strive to make a difference to your life by providing you with the suitable financial insurance plans.

Early Stage Crisis Waiver Crisis Waiver III Payer Security Plus
  • Waiver of premiums for 5 years upon diagnosis of Early Stage Medical Conditions.
  • Waiver of premiums for 10 years upon diagnosis of Intermediate Stage Medical Conditions
  • Waiver of premiums upon diagnosis of any one of the 35 Critical Illnesses listed.
  • Waive premiums of your spouse’s or child’s policy in the event of Death, Total and Permanent Disability or Critical Illness.
  • This benefit covers you up to the end of the premium term or when you turn 85, whichever is earlier.
Footnotes

Footnotes

1Yearly Cash Benefit is a payout of 5% of the PRU Flexicash sum assured after the second policy anniversary.

2No later than one year before the end of policy term.

3The interest rate is not guaranteed and is subject to change according to prevailing market conditions.

4Sum assured of the new policy for each life event can only be up to a maximum of 25% of the original sum assured or S$150,000, whichever is lower. The option to purchase a new policy can only be exercised twice in a lifetime of the Life Assured. The maximum additional cover for these two life events can only be up to a maximum of 50% of the original sum assured or S$300,000, whichever is lower.

Additional Notes

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums for the supplementary benefits are not guaranteed and may be adjusted based on future claims experience.

This website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore. In case of discrepancy between the English and Mandarin versions of the e-brochure, the English version shall prevail.

Information is correct as at 10 December 2018.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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