Savings

PRUlifetime income

Secure a financial future that lasts across generations

What is PRUlifetime income?

  • A plan that provides a lifetime of cash benefit1 from as early as the second policy anniversary
  • A plan that lets you accumulate the cash benefits1 for higher returns
  • An insurance policy where accumulated wealth can be transferred up to 3 generations
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Key Benefits

Add supplementary benefits to enhance your coverage

We strive to make a difference to your life by providing you with the suitable financial insurance plans.

Footnotes

1The Cash Benefit is made up of a guaranteed and non-guaranteed portion which will be paid out from the:

  • 5th and 2nd policy anniversary respectively for the 4-year premium payment term; and
  • 10th and 2nd policy anniversary respectively for both 10-year premium payment term and 20-year premium payment term.

Additional Cash Benefit will be paid out on every 10th policy anniversary starting from the 20th and 30th policy anniversary for 10-year premium payment term and 20-year premium payment term, respectively.

The non-guaranteed Cash Benefit is illustrated at a projected investment rate of 4.75% p.a. for the participating fund. It is not guaranteed and the actual benefits payable will vary according to the future performance of the participating fund.

2Medical check-ups or answering health-related questions may be required if an optional supplementary benefit is added, or if the total premiums for selected plans per life assured issued in the past 24 months exceed S$5 million (or equivalent). Selected plans will be reviewed and determined by us from time to time.

3After the end of the Early Stage Premium waiver period, premium payment for the covered benefits will resume, but the premiums for the Early Stage Crisis Waiver will continue to be waived.

4The waiver of premiums will be until the policy anniversary before the stated age .

5After the end of the Early Stage Premium Waiver Period, premium payment for the covered benefits will resume, but the premiums for the Early Stage Crisis Waiver will continue to be waived.

6The second claim will waive the premium for another 5 years. This is provided the second claim is not for the same Medical Condition as the first claim, and it does not fall within the same category of the first Early Stage Medical Condition.

7If there was a successful claim under Early Stage Medical Conditions, the Intermediate Stage Medical Conditions Benefits only waives 5 years of future premiums.

8Total and Permanent Disability coverage is up to the policy anniversary on which the person covered under Payer Security Plus turns 65 years old.

Additional Notes

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the e-Brochures, the English version shall prevail.

Information is correct as at 3rd Aug 2018 .

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