Highlights

Choice of PRUlink Funds 

Well-diversified portfolio to suit different investment objectives and risk appetite

Large Sum Incentive 

Increased allocation rate for investments of $25,000 or more

Flexible Options 

Top-ups, withdrawals and unlimited fund switching to match changing needs

Low Charges 

No policy and administration charges

Product Details

 
Product Type

Investment Linked

Payment Term

Single Premium

Policy Term

CPF Investment Scheme-Ordinary Account (CPFIS – OA) & CPF Investment Scheme-Special Account (CPFIS - SA):

  • 3 to 40 years

Supplementary Retirement Scheme (SRS) & Cash:

  • Whole life plan
Issuance Age

CPF Investment Scheme-Ordinary Account (CPFIS – OA) & CPF Investment Scheme-Special Account (CPFIS - SA):

  • 22 to 59 Age Next Birthday

Supplementary Retirement Scheme (SRS):

  • 22 to 70 Age Next Birthday

Cash:

  • 1 to 70 Age Next Birthday
Limits

Minimum Single Premium:

  • $5,000

Minimum Top Up:

  • S$2,000
Maturity Benefit

Not Applicable

Death Benefit

The higher of:

  • 110% of total premiums and top-ups less withdrawals, or
  • value of the units in the policy account ("Account") at bid price
Total & Permanent Disability Benefit

Not Applicable

Cash Benefit

Not Applicable

Critical Illness Benefit

Not Applicable

Accidental Death Benefit

Not Applicable

Enhance Your Coverage

Not Applicable

  • For investors who are looking to potentially optimize returns on their savings while being protected with life insurance coverage.
  • For those between 1 and 70 years of age (Cash); 22 and 59 years of age (CPF-OA/SA); 22 and 70 years of age (SRS)
  • A single premium Investment Linked product available with CPFIS Ordinary Account, CPFIS Special Account, Supplementary Retirement Scheme (SRS) and Cash

Footnotes:

  1. Nett sales charges of 3% apply and is subject to change.
  2. A customized well diversified portfolio that is professionally managed by Eastspring Investments (Singapore) Limited (formerly known as Prudential Asset Management (Singapore) Limited)

Note:

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. Investment products are subject to investment risks including the possible loss of the principal amount invested. The value of the units and the income accruing to the units (if any) may fall or rise.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the e-Brochures, the English version shall prevail.

Information is correct as at 22 March 2017.

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