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A. Promotion Details
|Eligible Insurance Plan||First-year premium discount1|
B. General Terms and Conditions
1Medical underwriting will be required upon addition of optional benefits like Crisis Waiver III and Early Stage Crisis Waiver.
2The Death benefit will be the higher of: (a) 105% of the total premiums paid up to time of death (excluding premiums for supplementary benefit [if any]) less any bonus surrendered (if any); OR (b) 101% of surrender value, less any amounts owing to us.
3Crisis Waiver III – when attached to PRUEasy Rewards, all future premiums of the covered benefits will be waived upon diagnosis of any 1 of the 35 critical illness conditions.
4Early Stage Crisis Waiver – when attached to PRUEasy Rewards, all future premiums of the covered benefits will be waived upon diagnosis of early or intermediate stage conditions.
You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.
Premiums for some of the supplementary benefits are not guaranteed and may be adjusted based on future claims experience.
The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.
The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as at 3 February 2020.
This advertisement has not been reviewed by the Monetary Authority of Singapore.