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Savings

PRUAssure Rewards

Sit back and watch your money grow.

Growing your wealth is easier with PRUAssure Rewards. A Single Premium participating endowment plan with a 5-year policy term that offers a guaranteed return compounded at a growth rate of 2.20% per annum and a non-guaranteed maturity bonus at maturity. Go ahead, enjoy greater peace-of-mind while your money is put to work.

 

English Brochure

Highlights+

 

Consisting of guaranteed returns compounded at growth rate of 2.20% per annum and a non-guaranteed maturity bonus at maturity.

 

Death coverage2

 

No medical underwriting

 

After 3 years of purchasing the plan

Product Details

Product Type

Endowment

Payment Term

Single Premium

Policy Term

5 years

Issuance Age

Cash: 1 to 75 Age Next Birthday

SRS: 19 to 75 Age Next Birthday

Limits

Minimum Single Premium:

  • S$40,000

Maximum Single Premium per life:

  • S$1,000,000
Maturity Benefit

Consist of 100% of the Single Premium compounded at a growth rate of 2.20% per annum and a non-guaranteed Maturity Bonus (if any), if the policy is held to maturity.

Death Benefit

Death benefit is 105% of the Single Premium paid.

Total & Permanent Disability Benefit

Not Applicable

Cash Benefit

Not Applicable

Critical Illness Benefit

Not Applicable

Accidental Death Benefit

Not Applicable

Currency

SGD

Isabelle, age 45, sets aside a Single Premium of $100,000 in PRUAssure Rewards for 5 years to enjoy guaranteed returns.

 

^ The total illustrated payout at maturity of $113,144 uses a bonus rate assuming an Illustrated Investment Rate of Return of 3.30% per annum. At the Illustrated Investment Rate of Return of 1.80% per annum, the total illustrated payout at maturity is $111,494. As bonus rates are not guaranteed, the actual benefits payable will vary according to the future performance of the participating fund.

 

What is the policy term?

5 years

What is the guaranteed return?

Guaranteed compounded growth rate of 2.20% per annum of the Single Premium at maturity

What is the insurance coverage?

Death Benefit is 105% of the Single Premium paid.

What if she terminates this product before maturity?

She may not receive her full Single Premium back3

Footnotes:

  1. The yield at maturity of 2.5% per annum uses a bonus rate assuming an Investment Rate of Return of 3.30% per annum. At the Illustrated Investment Rate of Return of 1.80% per annum, the yield at maturity is 2.20% per annum. As bonus rates are not guaranteed, the actual benefits payable will vary according to the future performance of the participating fund.

  2. The Death Benefit is 105% of the Single Premium paid. Exclusion applies.

  3. The surrender value payable will be a percentage of the Single Premium depending on the number of completed policy months. Maturity benefit will not be payable.

    + Terms and Conditions Apply.

 

Note:

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

This website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

Information is correct as at 17 June 2019.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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