Product Comparison

PRUlink supergrowth account

Investment Linked

PRUselect

Investment Linked

PRUlink supersaver account

Investment Linked

PRUSelect Vantage (SGD)

Investment Linked

PRUSelect Vantage Premier (SGD)

Investment Linked

PRUlink supergrowth account

Single Premium

PRUselect

Regular Premium:

  • 10, 15 or 20 years
PRUlink supersaver account

Recurrent Single Premium:

  • CPF Investment Scheme-Ordinary Account (CPFIS – OA) and CPF Investment Scheme-Special Account (CPFIS – SA):
    • 10 to 40 years
  • Supplementary Retirement Scheme2 (SRS):
    • 10 to 48 years
  • Cash:
    • 10 to 69 years
PRUSelect Vantage (SGD)
  • Regular Premium
  • 5, 10, 15 or 20 years
PRUSelect Vantage Premier (SGD)
  • Single Premium
    Cash (SGD) and Supplementary Retirement Scheme4 ("SRS") funds
PRUlink supergrowth account

CPF Investment Scheme-Ordinary Account (CPFIS – OA) & CPF Investment Scheme-Special Account (CPFIS - SA):

  • 3 to 40 years

Supplementary Retirement Scheme (SRS) & Cash:

  • Whole life plan
PRUselect

Whole of Life

PRUlink supersaver account

CPF Investment Scheme-Ordinary Account (CPFIS – OA) & CPF Investment Scheme-Special Account (CPFIS – SA):

Plan matures at 62 ANB

Supplementary Retirement Scheme2 (SRS)

and Cash:

  • Whole of Life
PRUSelect Vantage (SGD)
  • Whole of Life
  • Accidental Death: Up to 75 Age Next Birthday
PRUSelect Vantage Premier (SGD)
  • Whole of Life
  • Accidental Death: Up to 85 Age Next Birthday
PRUlink supergrowth account

CPF Investment Scheme-Ordinary Account (CPFIS – OA) & CPF Investment Scheme-Special Account (CPFIS - SA):

  • 22 to 59 Age Next Birthday

Supplementary Retirement Scheme (SRS):

  • 22 to 70 Age Next Birthday

Cash:

  • 1 to 70 Age Next Birthday
PRUselect

10 Years:

  • 1 to 65 Age Next Birthday

15 Years:

  • 1 to 60 Age Next Birthday

20 Years:

  • 1 to 55 Age Next Birthday
PRUlink supersaver account

CPF Investment Scheme-Ordinary Account (CPFIS – OA) & CPF Investment Scheme-Special Account (CPFIS – SA):

  • Basic Recurrent Single Premium and Increase in Premium: 22 to 52 Age Next Birthday
  • Top-Up: 22 to 59 Age Next Birthday

Supplementary Retirement Scheme2 (SRS):

  • Basic Recurrent Single Premium and Increase in Premium: 22 to 60 Age Next Birthday
  • Top-Up: 22 to 70 Age Next Birthday

Cash:

  • Basic Recurrent Single Premium and Increase in Premium: 1 to 60 Age Next Birthday
  • Top-Up: 1 to 70 Age Next Birthday
PRUSelect Vantage (SGD)
  • 5 Years: 1 to 70 Age Next Birthday
  • 10 Years: 1 to 65 Age Next Birthday
  • 15 Years: 1 to 60 Age Next Birthday
  • 20 Years: 1 to 55 Age Next Birthday
PRUSelect Vantage Premier (SGD)
  • Cash: 1 to 80 Age Next Birthday
  • SRS4: 22 to 70 Age Next Birthday
PRUlink supergrowth account

Minimum Single Premium:

  • $5,000

Minimum Top Up:

  • S$2,000
PRUselect

Minimum Annual Premium:

  • $4,200
PRUlink supersaver account

Minimum Recurrent Single Premium:

  • $1,800

Minimum Increase in Recurrent Single Premium:

  • $600 (Monthly, Quarterly, Half-Yearly premium payments also available for Supplementary Retirement Scheme2 funds & Cash)

Minimum Top Up:

  • S$2,000
PRUSelect Vantage (SGD)

Minimum Annual Premium:

  • 5 Years: S$36,000 (SGD)
  • 10, 15 or 20 Years: S$9,000 (SGD)
PRUSelect Vantage Premier (SGD)

Minimum Single Premium:

  • Cash: S$50,000 (SGD)
  • SRS4 : S$50,000 (SGD)
  • Top Up (Cash & SRS4): S$20,000 (SGD)
PRUlink supergrowth account

The higher of:

  • 110% of total premiums and top-ups less withdrawals, or
  • value of the units in the policy account ("Account") at bid price
PRUselect

The value of all the units in the Account, less any amounts owing to us.

PRUlink supersaver account

The higher of:

  1. 110% of total premiums and top-ups less withdrawals; or
  2. the value of all the units in the policy account at bid price.
PRUSelect Vantage (SGD)

PRUSelect Vantage

  • The value of all the units in the Account, less any amounts owing to us
PRUSelect Vantage Premier (SGD)

If the last surviving life assured dies, we pay the value of all the units in the Account, less any amounts owing to us.

PRUlink supergrowth account

Not Applicable

PRUselect

The higher of:

  1. The value of all the units in the Account; or
  2. 105% of (total premiums paid (excluding premiums for supplementary benefits) less any withdrawals and any charges applied on the reduction in premium),

less any amounts owing to us.

PRUlink supersaver account

Not Applicable

PRUSelect Vantage (SGD)

The higher of:

  1. The value of all the units in the Account; or
  2. 105% of (total premiums paid (excluding premiums for supplementary benefits) less any withdrawals and any charges applied on the reduction in premium),

less any amounts owing to us

PRUSelect Vantage Premier (SGD)

If the last surviving life assured dies from an Accident, we pay the higher of:

  1. The value of all the units in the Account; or
  2. 105% of (the single premium paid plus any top-ups, less any withdrawals)

less any amounts owing to us.

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PRUVantage is a suite of wealth management solutions, that seeks to safeguard and grow your wealth for the future.

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