PRUeasy term

PRUeasy term makes it convenient for you to get the assurance you need through an easy application process.

  • Simplified underwriting; Answer only two health questions
  • Hassle-free application process; No medical examination required

By providing essential coverage for death and Terminal Illness, with an option to add Total and Permanent Disability coverage, PRUeasy term helps to ease the financial strain that falls on your family, should something unfortunate happen to you.



No medical examination required


Answer only 2 health questions


Affordable premiums with a choice of 3 packaged plans

Product Details

Product Type


Payment Term

Regular Premium

Policy Term

10 years

Issuance Age

18 to 54 Age Next Birthday


Plan A: $100,000 Sum Assured

Plan B: $300,000 Sum Assured

Plan C: $500,000 Sum Assured

Maturity Benefit

Not Applicable

Death Benefit

100% of sum assured

Total & Permanent Disability Benefit

Not Applicable

Cash Benefit

Not Applicable

Critical Illness Benefit

Not Applicable

Accidental Death Benefit

Not Applicable

Riders Attachable

Accelerated Disability1

PRUeasy term offers the following packaged plans:

Benefits Benefits Amount
Plan A Plan B Plan C
Death Benefit $100,000 $300,000 $500,000
Accelerated Terminal Illness Benefit2
Accelerated Disability Benefit (Optional)1,2

An example:

Ray, a non-smoking male, aged 30 next birthday, will only need to pay $0.453 per day for coverage of $100,000 which includes the optional Accelerated Disability Benefit.


  1. Optional Accelerated Disability Benefit provides coverage against Total and Permanent Disability during the term of the policy and can only be added at the start of the policy.
  2. If you are diagnosed with Terminal Illness or Total and Permanent Disability during the policy term, you will receive a one-time lump sum payout and the policy will terminate thereafter.
  3. Premium based on a 10-year policy term.



You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

Buying a life insurance policy is a long-term commitment.This plan has no cash value. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is for distribution in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore. In case of discrepancy between the English and Mandarin versions of this brochure, the English version shall prevail.

Information is correct as at 18 May 2017.

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