PRUlifetime income premier (SGD)

Relationships across generations are worth saving for

Your future is important, and so is the future of your family and children. As much as you want to provide for their immediate well-being, you want to protect them even in the years to come.

PRUlifetime income premier (SGD), a single premium insurance savings plan, helps you to build towards your secure financial future that lasts across generations – plan a comfortable retirement, support your children’s needs or leave a lasting legacy.

Your relationships are precious. Protect them.

 

English Brochure

Chinese Brochure

Highlights

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Start as early as the 2nd policy anniversary

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Enjoy Yearly Cash Benefit1 for as long as the life assured lives

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Benefits up to 3 generations

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No medical underwriting2

Product Details

Product Type

Whole life

Payment Term

Single Premium

Policy Term

Whole of Life

Accidental Disability:

  • Up to 65 Age Next Birthday
Issuance Age

1 to 70 Age Next Birthday

Accidental Disability:

  • 1 to 64 Age Next Birthday
Limits

Minimum Single Premium:

  • $100,000
Maturity Benefit

Not Applicable

Death Benefit

Upon Death of the Life Assured, we pay the higher of:

  1. 105% of Single Premium; or
  2. 101% of the surrender value as at the time of death;

plus any accumulated Cash Benefit , less any amounts owing to us.

Total & Permanent Disability Benefit

Accidental Disability

If the life assured becomes Disabled because of an Accident before age 65, we pay the higher of:

  1. 105% of Single Premium; or
  2. 101% of the surrender value as at the date the life assured was certified to be Disabled due to an Accident;

plus any accumulated Cash Benefit, less any amounts owing to us.

Cash Benefit

The Yearly Cash Benefit1 is made up of guaranteed and non-guaranteed portion. It is a percentage of the Single Premium.

Critical Illness Benefit

Not Applicable

Accidental Death Benefit

Not Applicable

Enhance Your Coverage

Not Applicable

Note: The Cash Benefit is a percentage of the single premium.

Footnotes:

  1. The Cash Benefit is made up of a guaranteed and non-guaranteed portion which will be paid out from the 5th and 2nd policy anniversary, respectively. The non-guaranteed Cash Benefit is illustrated at a projected investment rate of 4.75% p.a. for the participating fund. It is not guaranteed and the actual benefits payable will vary according to the future performance of the participating fund.
  2. Medical check-ups or answering health-related questions may be required if an optional supplementary benefit is added, or if the total premiums for selected plans per life assured issued in the past 24 months exceed S$5 million (or equivalent). Selected plans will be reviewed and determined by us from time to time. 

 

Note:

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the e-Brochures, the English version shall prevail.

Information is correct as at 22 March 2017.

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