You’re ambitious. A go-getter. A goal-setter. An achiever. You thrive on challenges and push yourself to be the best that you can be. You protect what you hold dear and take pride in looking after your loved ones and providing for their needs.

To do all this, you need to protect your health and look after your well-being.

That’s why, we’ve created PRUman. A unique health plan that’s especially designed for men, it offers you comprehensive coverage through every stage in your life1. Be free to pursue your dreams and push yourself to be the best you can be.

Key Benefits

  • Preventive health screening once every 2 years2
  • Comprehensive coverage specific for men
    • Covers male-related medical conditions3 and procedures3
    • Covers reconstructive surgery or skin grafting surgeries3
    • Provides coverage for physiotherapy3 in the event of an accident
  • Premium waiver for 36 months upon male illnesses claim4


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English Brochure

Chinese Brochure



Critical Illness Insurance - 300% Men's Health Coverage

Up to 300%5 coverage on male-related medical conditions and procedures

Critical Illness Insurance For Men - Health Screening

Once every 2 years, starting from the 3rd policy year

Critical Illness Insurance For Men - Discount on Premium

On first year premium for selected Prudential policies6 at significant life events7

Critical Illness Insurance For Men - Hassle Free Application

Simple and easy to purchase

Product Details

Product Type

Critical Illness

Payment Term

Regular premium

Before the policy anniversary preceding 65 or 75 years old

Policy Term

Before the policy anniversary preceding 65 or 75 years old

Issuance Age

17 to 55 Age Next Birthday


Plan A: $25,000 Sum Assured

Plan B: $50,000 Sum Assured

Plan C: $75,000 Sum Assured

Plan D: $100,000 Sum Assured

Maturity Benefit

Not Applicable

Death Benefit

Not Applicable

Total & Permanent Disability Benefit

Not Applicable

Cash Benefit

Not Applicable

Critical Illness Benefit

A percentage of the sum assured in one lump sum upon the diagnosis of any of the listed male illnesses

Accidental Death Benefit

Not Applicable

Here is a list of illnesses and medical procedures covered by PRUman:

Benefits Sum Assured (S$)
Plan A Plan B Plan C Plan D
Male Illnesses benefit8 25,000 50,000 75,000 100,000
Medical Procedures benefit8 25,000 50,000 75,000 100,000
Reconstructive Surgery or Skin Grafting benefit 25,000 50,000 75,000 100,000
Support benefit 5,000 5,000 5,000 5,000
Waiver of Premium Waives premiums for 36 months upon Male Illnesses claim of at least 50% of sum assured
Biennial Medical Screening Package 1
(21 tests inclusive of complete history taking)
Package 2
(22 tests inclusive of complete history taking)
Loyalty benefit 15% discount on first Year Premium (of selected policies purchased upon life event)
Yearly Premiums (S$)
PRUman premium for a 30-year old non-smoker+ 332.50 631.75 897.75 1,130.50


+ Based on policy term to age 75


  1. Life assured is covered up to before the policy anniversary preceding 65 or 75 years old.
  2. Biennial health screening starts from the 3rd policy year. The medical tests offered will depend on the plan chosen under your PRUman policy. For full details of the tests that you’ll be entitled to, please refer to the product summary that can be obtained from your Prudential Financial Consultant.
  3. The full list of benefits covered and their definitions may be found in the product summary that can be obtained from your Prudential Financial Consultant. For PRUman, each covered male illness, medical procedure, Reconstructive Surgery or Skin Grafting and Support benefit shall be payable once only.
  4. The male illness claim should be at least 50% of the sum assured. The waiver of premium can be activated up to 2 times during the policy term.
  5. To claim 300%, the life assured will need to make a full claim for the Male Illnesses Benefit, Medical Procedures Benefit and Reconstructive Surgery or Skin Grafting.
  6. 15% discount on the first year premium of selected policies bought for significant life events. Maximum of 2 new policies per event and for a maximum total yearly premium of $10,000 (including additional premiums for supplementary benefits). Only applicable for PRUlife, PRUlife limited pay, PRUlife multiplier flex, PRUsave, PRUflexicash, PRUTerm Ascend, PRUmortgage, PRUmultiple crisis cover, PRUpersonal accident, PRUTerm Vantage (SGD or USD), PRUearly stage crisis cover, PRUlady and PRUman. The list of eligible products is subject to change.
  7. The significant events included are getting married, divorcing a spouse, becoming a parent, legally adopting a child, death of a spouse, marriage of a child, child entering primary school and child entering secondary school.
  8. There is a waiting period of 90 days from the date of issue or reinstatement whichever is latest (depending on the benefit and cover). No benefit will be payable for events occurring before or within this waiting period (if any) or the survival period of 7 days (if any).



You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums are not guaranteed and may be adjusted based on future claims experience.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is for distribution in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore. In case of discrepancy between the English and Mandarin versions of this brochure, the English version shall prevail.

Information is correct as at 18 May 2017.

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