PRUmultiple crisis cover

We understand you want multiple protection for greater peace of mind.

PRUmultiple crisis cover is the first-ever multiple protection plan in Singapore that provides up to THREE critical illness claims1, inclusive of 2 cancer claims1. Enjoy greater protection as your coverage continues even after the first critical illness claim.

English Brochure

Chinese Brochure

Highlights

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Critical Illness claims

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Policy term

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After first critical illness claim2

Product Details

Payment Term

Regular Premium:

  • 20 to 98 years, up to 99 Age Next Birthday
Policy Term

20 to 98 years

Up to 99 Age Next Birthday

Issuance Age

1 to 65 Age Next Birthday

Accidental Death Benefit

Not Applicable

Sum Assured

Minimum Sum Assured:

  • $10,000

Maximum Sum Assured:

  • Juveniles (1 - 16 Age Next Birthday): $285,500
  • Adults (17 Age Next Birthday and above): $2,057,000
Core Benefits

Death Benefit:

  • Sum assured of $3,000 in a lump sum , if death or Terminal Illness occurs during policy term.

Multiple Crisis Cover Benefit:

  • Up to three critical illness claims1, inclusive of two cancer claims1.

One-time claim benefit for Angioplasty and Other Invasive Treatment for Coronary Artery3, 10% of sum assured subject to a maximum amount of $25,000.

Waives all future premiums upon the first Listed Critical Illness claim and upon Total and Permanent Disability.

Footnotes:

  1. The life assured can claim up to three different Listed Critical Illness at different times throughout the policy term, provided that each claim is for a Listed Critical Illness which is from a different group; and the diagnosis of the subsequent Listed Critical Illness is after one year from the diagnosis of the preceding Listed Critical Illness. For Group 1 (Major Cancer) claim, the life assured can claim up to two instances of cancer after a 5-year Cancer-free Period. However, if the subsequent claim is from Group 1 (Major Cancer) or Group 2 (Major Organ Failure), after a previous claim from Group 1 (Major Cancer), the diagnosis of this subsequent Listed Critical Illness must be after a 5-year Cancer-free Period from the date of completion of treatment of the preceding Group 1 (Major Cancer) claim.
  2. A claim made for Angioplasty and Other Invasive Treatment for Coronary Artery will not be entitled to the premium waiver, so premiums must continue to be paid.
  3. Any claim for Angioplasty and Other Invasive Treatment for Coronary Artery will not impact the three critical illness claims sum assured and does not waive the premium payments. A claim for Angioplasty and Other Invasive Treatment for Coronary Artery will not affect any required intervals between claims for the Listed Critical Illness.

 

Note:

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs. 

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.

Premiums are not guaranteed and may be adjusted based on future claims experience.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the e-Brochures, the English version shall prevail.

Information is correct as at 22 March 2017.

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