PRUextra Lite

The lighter choice for an extended cover

Having the right medical coverage allows you to put your loved ones first without worrying about the ever increasing medical costs. PRUextra Lite is an affordable option that provides extended coverage from your basic PRUshield plan. Its guaranteed renewability1 feature gives you peace of mind when it comes to ensuring coverage throughout your entire life.

Click here to find out more about PRUshield plan.

 

I am Interested - Contact Me

English Brochure

Chinese Brochure

Highlights

PRUshield extra lite - Covers 50 Percent Deductible

of your medical bills

PRUshield extra lite - Covers 100 Percent Co-Insurance

of your medical bills.

PRUshield extra lite - Daily Hospital Incentive

Up to S$200 daily, depending on the ward class selected

Product Details

Product Type

Medical

Payment Term

Yearly Renewable

Policy Term

Whole of Life

Issuance Age

Policyowner: 19 to 99 Age Next Birthday

Life Assured: 1 to 75 Age Next Birthday

Limits

Not Applicable

Benefits At A Glance

Plan PRUextra Premier Lite PRUextra Plus Lite
Hospital / Ward Type Singapore Private Hospital Singapore Restructured Hospital
(Class A Ward)
Deductible (per Policy Year) 50% of PRUshield’s
Deductible amount subject
to a maximum of
$1,750 per Policy Year
50% of PRUshield’s
Deductible amount subject
to a maximum of
$1,750 per Policy Year
PRUshield’s Co-insurance 10% 10%
Daily Hospital Incentive2 $200 per day
(if admitted to a
Restructured Hospital
ward B1/B2/C)
$125 per day
(if admitted to a
Restructured Hospital
ward B1/B2/C)
$125 per day
(if admitted to a Restructured Hospital
Ward A)
Accident & Emergency Ambulance Fee3 $250 per injury or illness $150 per injury or illness


Premiums:

 

6  Maximum entry age is 75 next birthday for the life assured who is a Singaporean or Permanent Resident of Singapore. Premiums shown are for renewal only.

 

PRUextra Premier Lite Annual & Monthly Premiums (S$)

The fairer pricing approach does not apply;

(Inclusive of 7% GST)
For Singaporeans and Permanent Residents of Singapore

Age Next
Birthday
pruextra Premier Lite
Annual Monthly
 
1 265 22.53
 
2 265 22.53
 
3 265 22.53
 
4 265 22.53
 
5 265 22.53
 
6 266 22.61
 
7 266 22.61
 
8 266 22.61
 
9 266 22.61
 
10 266 22.61
 
11 266 22.61
 
12 266 22.61
 
13 267 22.70
 
14 267 22.70
 
15 267 22.70
 
16 267 22.70
 
17 268 22.78
 
18 268 22.78
 
19 268 22.78
 
20 270 22.95
 
21 270 22.95
 
22 270 22.95
 
23 272 23.12
 
24 272 23.12
 
25 272 23.12
 
26 274 23.29
 
27 274 23.29
 
28 274 23.29
 
29 276 23.46
 
30 276 23.46
 
31 278 23.63
 
32 280 23.80
 
33 282 23.97
 
34 292 24.82
 
35 300 25.50
 
36 310 26.35
 
37 324 27.54
 
38 336 28.56
 
39 342 29.07
 
40 348 29.58
 
41 372 31.62
 
42 385 32.73
 
43 398 33.83
 
44 405 34.43
 
45 423 35.96
 
46 445 37.83
 
47 445 37.83
 
48 445 37.83
 
49 445 37.83
 
50 445 37.83
 
51 525 44.63
 
52 601 51.09
 
53 629 53.47
 
54 632 53.72
 
55 637 54.15
 
56 713 60.61
 
57 740 62.90
 
58 769 65.37
 
59 775 65.88
 
60 778 66.13
 
61 941 79.99
 
62 999 84.92
 
63 1,056 89.76
 
64 1,069 90.87
 
65 1,069 90.87
 
66 1,324 112.54
 
67 1,413 120.11
 
68 1,502 127.67
 
69 1,515 128.78
 
70 1,520 129.20
 
71 1,963 166.86
 
72 1,987 168.90
 
73 1,987 168.90
 
74 2,252 191.42
 
75 2,280 193.80
 
766 2,472 210.12
 
776 2,582 219.47
 
786 2,613 222.11
 
796 2,890 245.65
 
806 2,925 248.63
 
816 3,145 267.33
 
826 3,273 278.21
 
836 3,312 281.52
 
846 3,436 292.06
 
856 3,478 295.63
 
866 3,692 313.82
 
876 3,819 324.62
 
886 3,866 328.61
 
896 4,005 340.43
 
906 4,037 343.15
 
916 4,069 345.87
 
926 4,100 348.50
 
936 4,150 352.75
 
946 4,222 358.87
 
956 4,265 362.53
 
966 4,306 366.01
 
976 4,349 369.67
 
986 4,402 374.17
 
996 4,500 382.50
 
1006 4,531 385.14
 
> 1006 4,531 385.14

 

Maximum entry age is 75 next birthday for the life assured who is a Singaporean or Permanent Resident of Singapore. Premiums shown are for renewal only.
 

Footnotes

  1. PRUextra Lite is guaranteed yearly renewable for as long as you live, provided you pay premiums within the Grace Period and your PRUshield Premier / Plus has not been terminated or void.
  2. The benefit is payable if the life assured is hospitalised for an injury or illness and stays in a ward class that is lower than his entitlement under this policy. We will not pay if the Hospital stay is in: a Community Hospital; an overseas Hospital; a Short Stay Ward; or an Accident and Emergency Ward.
  3. We will reimburse the charges incurred for Medically Necessary Accident & Emergency ambulance services to the Hospital, provided that the life assured is admitted for Hospital Confinement, for treatment of an injury or illness. This will be subjected to the maximum limit as stipulated.

 

Note:

PRUextra Lite is a yearly renewable plan. Prudential guarantees lifetime coverage for PRUextra Lite. PRUextra Lite premiums cannot be paid using Medisave.

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.

Premiums are not guaranteed and may be adjusted based on future claims experience. Prudential serves the right to vary premiums at any time by giving 30 days’ written notice to the policyowner before doing so. Premium rates will be based on age next birthday (for 1st premium) on cover start date and each policy anniversary date (for renewable premium). 

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the e-Brochures, the English version shall prevail.

Information is correct as at 1 December 2017.

Product Enquiry

For more information and special offers.

* Required fields
Product Name
First Name *
Last Name *
Phone Number*
Email*
NRIC/Passport No.
 

Next Steps

Back to Top