Complete your cover with a little extra

Having complete financial assurance is important to you and your loved ones. With PRUextra, you can complement your basic PRUshield plan so you can focus on your recovery rather than the financial concerns that may arise. It gives you and your family coverage from the first dollar and is guaranteed renewable1 so you enjoy complete cover and maximum protection for your entire life with a little extra.

PRUextra – For Foreigners

PRUextra provides you coverage from the first dollar by reimbursing the Deductible and Co-insurance portion of your medical bills. It provides you and your family complete coverage while giving you peace of mind.

The sharp increase in medical fees and claims led to a surge in the lost of private hospitalization plans, and as such, as we have introduced a fairer pricing approach to PRUshield Premier, which rewards and enocourage healthy living.

You can also choose PRUextra Premier Saver that provides first dollar coverage for public hospital bill. For private hospital bill, it covers a portion of your deductible and co-insurance amount, with a cap on your out-of-pocket-expenses.

Click here to find out more about PRUshield plan.

Click here for PRUextra Premier's new pricing approach.


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PRUshield extra - Deductible and Co-Insurance

Deductible and Co-Insurance of your medical bills


Up to S$200 per day, depending on ward class selected

PRUshield extra - Post-Hospitalisation Coverage

365 days coverage for Post-hospitalisation Follow-Up Traditional Chinese Medicine (TCM) treatment after hospital confinement or day surgery

PRUshield extra - Purchase or Rental of Special Appliances and Prosthesis

Covers up to 365 days after hospital confinement or day surgery

Product Details

Product Type


Payment Term

Yearly Renewable

Policy Term

Whole of Life

Issuance Age

Policyowner: 19 to 99 Age Next Birthday

Life Assured: 1 Month to 75 Age Next Birthday

Life Assured (Foreigners): 1 Month to 55 Age Next Birthday


Not Applicable



* Only waives the premiums for PRUextra Premier. The premiums for PRUshield Premier continue to be payable.









** To find out more about the premiums at different levels, please speak to your Prudential Financial Consultant.
# If your premium level is at Standard Level Premium at the last policy renewal date and you did not make any claims from either a private or public hospital during the review period before the next policy renewal date, we give you an additional 20% savings on your Standard Level Premium.
5 Maximum entry age is 55 next birthday for the life assured who is a foreigner. Premiums shown are for renewal only.
6 Maximum entry age is 75 next birthday for the life assured who is a Singaporean or Permanent Resident of Singapore. Premiums shown are for renewal only.
7 If you are a foreigner whose plan does not have a MediShield Life portion, your payer may wish to utilise an equivalent amount of Medisave to pay your premiums.





PRUextra can only be purchased by prospective and existing clients of PRUshield Premier or PRUshield Plus.

  1. PRUextra is guaranteed yearly renewable for as long as you live, provided you pay premiums within the Grace Period and your PRUshield Premier / Plus has not been terminated or void.
  2. Applies to PRUextra Premier and PRUextra Plus only.
  3. The benefit is payable if the life assured is hospitalised for an injury or illness and stays in a ward class that is lower than his entitlement under the policy. We will not pay if the Hospital stay is in: a community Hospital; an overseas Hospital; a short stay ward; or an Accident and Emergency ward.



For Post-hospitalisation Follow-up Traditional Chinese Medicine Treatment under PRUextra, the following TCM medical institutions apply:

  • Bai Chuan TCM Clinic Pte Ltd
  • Bao Zhong Tang TCM Centre
  • Beijing Tong Ren Tang
  • Complementary Integrative Medicine Clinic - Tan Tock Seng Hospital
  • Eu Yan Sang TCM Clinic
  • ECON Chinese Medicine
  • Heritage TCM Clinic
  • IAG Healthsciences Pte Ltd
  • Ma Kuang Chinese Medicine & Research Centre Pte Ltd
  • Raffles Chinese Medicine - Raffles Hospital
  • Si En TCM Medical Clinic Pte Ltd
  • Singapore Chung Hwa Medical Institution
  • Singapore Thong Chai Medical Institution
  • Traditional Chinese Medicine Centre - Kwong Wai Shiu Hospital
  • Thomson Chinese Medicine
  • Thye Hua Kwan TCM Medical Centre - Ang Mo Kio Thye Hua Kwan Hospital
  • Yang Zheng Tang TCM Clinic

We reserve the right to review and change this list as required from time to time.

PRUextra is a yearly renewable plan. Prudential guarantees lifetime coverage for PRUextraPRUextra premiums cannot be paid using Medisave.

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.

Premiums are not guaranteed and may be adjusted based on future claims experience. Prudential serves the right to vary premiums at any time by giving 30 days’ written notice to the policyowner before doing so. Premium rates will be based on age next birthday (for 1st premium) on cover start date and each policy anniversary date (for renewable premium). 

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the e-Brochures, the English version shall prevail.

Information is correct as at 1 December 2017.

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