PRUmortgage refund

Regular Premium

Premium Term is 3 years less than the Policy Term

PRUvital cover

Regular Premium

Minimum 10 years and

up to 80 Age Next Birthday

PRUeasy term

Regular Premium

PRUTerm Vantage

Regular Premium

10 to 79 years

PRUterm ascend

Regular Premium:

  • 10 to 57 years
PRUmortgage

Regular Premium:

Premium Term is 3 years less than the Policy Term

PRUmortgage refund premier

Single Premium

DIRECT - PRUprotect term

Regular Premium:

  • 20 years or to age 653
DIRECT - PRUprotect term 5

5-year Renewable

PRUmortgage refund

10 to 351 years or up to 75 Age Next Birthday, whichever is lower

PRUvital cover

Minimum 10 years and

up to 80 Age Next Birthday

PRUeasy term

10 years

PRUTerm Vantage

10 to 79 years or

Up to 100 Age Next Birthday, whichever earlier

PRUterm ascend

10 years, or up to 55, 60, 70 and 75

Total & Permanent Disability & Terminal Illness:

  • Up to 65 Age Next Birthday
PRUmortgage

10 to 35 years or up to 75 Age Next Birthday less Age Next Birthday at entry, whichever is lower

PRUmortgage refund premier

10 to 352 years or up to 80 Age Next Birthday , whichever is lower

Total & Permanent Disability:

  • Up to 65 Age Next Birthday
DIRECT - PRUprotect term

Death & Terminal Illness:

  • 20 years term: 20 years
  • Up to age 65: 5 - 46 years

Total & Permanent Disability:

  • 20 years term: 20 years or up to 65 Age Next Birthday, whichever earlier
  • Up to age 65: up to 65 Age Next Birthday
DIRECT - PRUprotect term 5

Death & Terminal Illness:

  • 5 years

Total & Permanent Disability:

  • 5 years
PRUmortgage refund

20 to 60 Age Next Birthday

PRUvital cover

30 to 65 Age Next Birthday

PRUeasy term

18 to 54 Age Next Birthday

PRUTerm Vantage

21 to 75 Age Next Birthday

PRUterm ascend

10 Year Term

  • Death:
    • 18 to 75 Age Next Birthday
  • Total & Permanent Disability & Terminal Illness:
    • 18 to 60 Age Next Birthday

Term to Age 55

  • Death, Total & Permanent Disability & Terminal Illness:
    • 18 to 45 Age Next Birthday

Term to Age 60

  • Death, Total & Permanent Disability & Terminal Illness:
    • 18 to 50 Age Next Birthday

Term to Age 70

  • Death, Total & Permanent Disability & Terminal Illness:
    • 18 to 60 Age Next Birthday

Term to Age 75

  • Death:
    • 18 to 65 Age Next Birthday
  • Total & Permanent Disability & Terminal Illness:
    • 18 to 60 Age Next Birthday
PRUmortgage

20 to 60 Age Next Birthday

PRUmortgage refund premier

Death & Terminal Illness:

  • 20 to 70 Age Next Birthday

Total & Permanent Disability4.

  • 20 to 64 Age Next Birthday
DIRECT - PRUprotect term

20 year term:

  • 19 to 65 Age Next Birthday

Up to age 65:

  • 19 to 60 Age Next Birthday 
DIRECT - PRUprotect term 5

19 to 65 Age Next Birthday

PRUmortgage refund

Minimum Sum Assured:

  • $10,000

Maximum Sum Assured:

  • Amount of Housing Loan
PRUvital cover

Minimum Sum Assured

$50,000

Maximum Sum Assured

$500,000

PRUeasy term

Plan A: $100,000 Sum Assured

Plan B: $300,000 Sum Assured

Plan C: $500,000 Sum Assured

PRUTerm Vantage

Minimum Sum Assured

$500,000

Maximum Sum Assured

Subject to underwriting

PRUterm ascend

Minimum Sum Assured:

  • $30,000

Maximum Sum Assured:

  • $83,333,000

Minimum Annual Premium:

  • $300
PRUmortgage

Minimum Sum Assured:

  • $10,000

Maximum Sum Assured:

  • Amount of Housing Loan
PRUmortgage refund premier

Minimum Sum Assured:

  • $100,000

Maximum Sum Assured:

  • Amount of Housing Loan
DIRECT - PRUprotect term

Minimum Sum Assured:

  • $50,000

Maximum Sum Assured:

  • $400,000
DIRECT - PRUprotect term 5

Minimum Sum Assured:

  • $50,000

Maximum Sum Assured:

  • $400,000
PRUmortgage refund

Not Applicable

PRUvital cover

Not Applicable

PRUeasy term

Not Applicable

PRUTerm Vantage

Not Applicable

PRUterm ascend

Not Applicable

PRUmortgage

Not Applicable

PRUmortgage refund premier

Not Applicable

DIRECT - PRUprotect term

Not Applicable

DIRECT - PRUprotect term 5

Not Applicable

PRUmortgage refund

The higher of,

  1. The scheduled sum assured; or
  2. The total premium paid; as at the date of death.
    whichever is higher, less any amounts owing to us in connection with the policy.
PRUvital cover

Higher of:

  1. Sum Assured; or
  2. the Total Premium Paid on base plan
PRUeasy term

100% of sum assured

PRUTerm Vantage

100% of sum assured

PRUterm ascend

The Sum assured increases by 5% annually from the 2nd to 11th policy year, we pay the applicable incremental sum assured in a lump sum, provided that Terminal Illness (PRUTerm Ascend) Benefit has not been claimed.

PRUmortgage

Scheduled sum assured (which reduces annually at policy anniversaries) will be paid in one lump sum

PRUmortgage refund premier

The higher of,

  1. The scheduled sum assured; or
  2. the total premium paid; as at the date of death.
DIRECT - PRUprotect term

100% of sum assured shown on the Certificate of Life Assurance in a lump sum

DIRECT - PRUprotect term 5

100% sum assured shown on the Certificate of Life Assurance in a lump sum

PRUmortgage refund

Rider Available

PRUvital cover

Rider Available

PRUeasy term

Not Applicable

PRUTerm Vantage

Rider Available

PRUterm ascend

Not Applicable

PRUmortgage

Rider Available

PRUmortgage refund premier

Before 65 Age Next Birthday, the higher of,

  1. The scheduled sum assured of Disability Benefit; or
  2. The total premium paid (in proportion of Disability Benefit;

as at the date of Disability, less any outstanding amounts owing to us.

DIRECT - PRUprotect term

100% of sum assured for Accelerated Disability Benefit2, in a lump sum up to S$2,000,000.

DIRECT - PRUprotect term 5

100% of sum assured for Accelerated Disability Benefit2, in a lump sum up to S$2,000,000.

PRUmortgage refund

Not Applicable

PRUvital cover

Not Applicable

PRUeasy term

Not Applicable

PRUTerm Vantage

Not Applicable

PRUterm ascend

Not Applicable

PRUmortgage

Not Applicable

PRUmortgage refund premier

Not Applicable

DIRECT - PRUprotect term

Not Applicable

DIRECT - PRUprotect term 5

Not Applicable

PRUmortgage refund

Not Applicable

PRUvital cover

Rider Available

PRUeasy term

Not Applicable

PRUTerm Vantage

Not Applicable

PRUterm ascend

Rider Available

PRUmortgage

Not Applicable

PRUmortgage refund premier

Not Applicable

DIRECT - PRUprotect term

Not Applicable

DIRECT - PRUprotect term 5

Supplementary benefits available

PRUmortgage refund
PRUvital cover

Not Applicable

PRUeasy term

Not Applicable

PRUTerm Vantage

Not Applicable

PRUterm ascend

Not Applicable

PRUmortgage

Not Applicable

PRUmortgage refund premier

Not Applicable

DIRECT - PRUprotect term

Not Applicable

DIRECT - PRUprotect term 5

Not Applicable

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