PRUlink enhanced protector II

Investment Linked

PRUlife

Whole Life

PRUlife limited pay

Whole Life

PRUfirst gift

PRUmum2Be:

  • Term

PRUlink enhanced protector II3:

  • Investment Linked
DIRECT - PRUprotect life

Whole Life

PRUlife multiplier flex

Whole Life

PRUlink enhanced protector II

Regular Premium

PRUlife

Up to 85 Age Next Birthday

PRUlife limited pay

Limited Premium:

  • 10, 15 or 25 years
PRUfirst gift

PRUmum2Be:

  • Single Premium

PRUlink enhanced protector II3:

  • Regular Premium, Whole of Life
DIRECT - PRUprotect life

Regular Premium:

  • To 70 Age Next Birthday or 85 Age Next Birthday

Total & Permanent Disability:

  • Up to 65 Age Next Birthday
PRUlife multiplier flex

10, 15, 20 or 25 years

PRUlink enhanced protector II

Death and Terminal Illness:

Whole of life

Total & Permanent Disability:

Up to 70 Age Next Birthday

PRUlife

Whole of Life

Total & Permanent Disability & Terminal Illness:

  • Up to age 65 Age Next Birthday
PRUlife limited pay

Whole of Life Death Coverage

Total & Permanent Disability & Terminal Illness:

  • Up to 65 Age Next Birthday
PRUfirst gift

PRUmum2Be:

  • 3 years

PRUlink enhanced protector II3:

  • Whole of Life
DIRECT - PRUprotect life

Death & Terminal Illness:

  • Whole Life

Total & Permanent Disability:

  • Up to 65 Age Next Birthday
PRUlife multiplier flex

Death, Terminal Illness & Critical Illness:

  • Whole of Life


Total & Permanent Disability2:

  • Up to age 70
PRUlink enhanced protector II

1 to 60 Age Next Birthday

PRUlife

1 to 75 Age Next Birthday

PRUlife limited pay

10 Years Limited Pay: 1 to 70 Age Next Birthday

15 Years Limited Pay: 1 to 65 Age Next Birthday

25 Years Limited Pay: 1 to 55 Age Next Birthday

PRUfirst gift

For mother: 19 Age Next Birthday (Between 18 to 32 weeks of pregnancy) to 45 Age Next Birthday (Between 18 to 32 weeks of pregnancy)

DIRECT - PRUprotect life

Premium Term Age 70:

  • 19 to 60 Age Next Birthday

Premium Term Age 85:

  • DIRECT-PruProtect Life & Terminal Illness:
    • 19 to 65 Age Next Birthday
  • Total & Permanent Disability:
    • 19 to 64 Age Next Birthday
PRUlife multiplier flex

10, 15, 20 year premium payment term:

  • 1 to 60 Age Next Birthday

25 year premium payment term:

  • 1 to 55 Age Next Birthday
PRUlink enhanced protector II

Minimum Annual Premium:

  • $1,200 without Early Crisis Cover Provider
  • $1,800 with Early Crisis Cover Provider
PRUlife

Minimum Sum Assured:

  • $10,000

Maximum Sum Assured:

  • $300,000 when entry at 1 Age Next Birthday to 15 Age Next Birthday

Minimum Annual Premium:

  • $400
PRUlife limited pay

Maximum Sum Assured:

  • For Life Assured, Age Next Birthday 1 - 15: $1 million
  • For Life Assured, Age Next Birthday 16 and above: subjected to underwriting

Minimum Sum Assured:

  • $10,000

Minimum Annual Premium:

  • 10 years: $1,000
  • 15 years: $800
  • 25 years: $600
PRUfirst gift
Bundle type PRUfirst gift 1 PRUfirst gift 2 PRUfirst gift 3
 Sum Assured
PRUmum2be $5,000 $5,000 $5,000
PRUlink enhanced protector II3 $150,000 $300,000 $450,000
Crisis Cover Provider III (for child) $150,000 $200,000 $250,000
 Premium payable
PRUmum2be
(Single premium)
$320^ $320^ $320^
PRUlink enhanced protector II3
(Monthly Premium8)
$100+ $200+ $300+
+ Premiums can be paid quarterly, half-yearly or annually.
^ Premium listed is based on a female non-smoker, age 30 on her next birthday.
DIRECT - PRUprotect life

Minimum Sum Assured:

  • $50,000

Maximum Sum Assured:

  • $200,000
PRUlife multiplier flex

Minimum Sum Assured:

  • $10,000

Maximum Multiplier Benefit:

  • $1,000,000 for entry age between 1 Age Next Birthday to 16 Age Next Birthday

Minimum Annual Premium:

  • $800
PRUlink enhanced protector II

Not Applicable

PRUlife

Not Applicable

PRUlife limited pay

Not Applicable

PRUfirst gift

Not Applicable

DIRECT - PRUprotect life

Not Applicable

PRUlife multiplier flex

Not Applicable

PRUlink enhanced protector II
PRUlife

100% sum assured + bonuses3 (inclusive of both reversionary and performance bonuses) will be payable in lump sum

PRUlife limited pay

100% sum assured + bonuses3 (inclusive of both reversionary and performance bonuses) will be payable in lump sum

PRUfirst gift

PRUmum2Be:

  • Sum assured of S$5,000 (For expectant mother).

PRUlink enhanced protector II3 - Coverage for the child:

    Before 30 days old,
  • 20% of the sum assured,  less any outstanding amounts owing to us, plus the Investment Account Value.
  • After 30 days old,
  • The sum assured, less any outstanding amounts owing to us, plus the Investment Account Value. 
DIRECT - PRUprotect life

100% of sum assured for death shown on the Certificate of Life Assurance + all bonuses5, less any amounts owing to us.

PRUlife multiplier flex

Before the Multiplier Benefit expiry age, the Death Benefit is the:
Higher of

  1. the sum assured and non-guaranteed bonuses; or
  2. the Multiplier Benefit

less any amounts owing to us.

From the Multiplier Benefit expiry age and above, the Death Benefit is the sum assured and non-guaranteed bonuses, less any amounts owing to us.

PRUlink enhanced protector II

Below 1 Age Next Birthday:

  • 20% of the sum assured, less any outstanding amounts owing to us. Plus the Investment Account Value1.

1 to 69 Age Next Birthday:

  • The Death Benefit is accelerated for sum assured up to S$2,000,000, 6 months after the confirmed onset of Disability.
PRUlife

Before 1 Age Next Birthday:

  • 20% of sum assured, in one lump sum.
  • No Total & Permanent Disability cover will be granted for lives below 28 days of age.

Before 65 Age Next Birthday:

  • 100% sum assured plus bonuses3, up to S$2,000,000, will be paid in one lump sum after the confirmed onset of disability
PRUlife limited pay

Before 65 Age Next Birthday:

  • 100% sum assured plus proportionate bonuses3, up to S$2,000,000, will be paid in one lump sum after the confirmed onset of disability.

Before 1 Age Next Birthday:

  • 20% of sum assured, in one lump sum.
  • No Total & Permanent Disability cover will be granted for lives below 28 days of age.
PRUfirst gift

PRUlink enhanced protector II3:

  • Below 1 Age Next Birthday:
    • 20% of the  sum assured.

  • 1 to 69 Age Next Birthday:
    • The Death Benefit for PRUlink enhanced protector II3 is accelerated for sum assured up to S$2,000,000, 6 months after the confirmed onset of Disability.
DIRECT - PRUprotect life

Before policy anniversary prior to the life assured attaining age 65, 100% of sum assured for Accelerated Disability Benefit + all bonuses5, less any amounts owing to us, in a lump sum up to S$2,000,000.

PRUlife multiplier flex

Before the Multiplier Benefit expiry age, the Death Benefit is the:
Higher of

  1. the sum assured and non-guaranteed bonuses; or
  2. the Multiplier Benefit

less any amounts owing to us.

From the Multiplier Benefit expiry age and above, the Death Benefit is the sum assured and non-guaranteed bonuses, less any amounts owing to us.

PRUlink enhanced protector II
PRUlife

Not Applicable

PRUlife limited pay

Not Applicable

PRUfirst gift

PRUlink enhanced protector II3:

  • Crisis Cover Provider III will be attached to child's policy upon birth of child.
DIRECT - PRUprotect life

Not Applicable

PRUlife multiplier flex

Before the Multiplier Benefit expiry age, the Critical Illness Benefit is the:
Higher of

  1. the sum assured and non-guaranteed bonuses; or
  2. the Multiplier Benefit

less any amounts owing to us.

From the Multiplier Benefit expiry age and above, the Critical Illness Benefit is the sum assured and non-guaranteed bonuses, less any amounts owing to us.

Other Categories

Savings - Prudential Insurance Singapore

Savings

Our saving plans are made to help you achieve your financial goals.

More
Investment - Prudential Insurance Singapore

Investment

Our investment solutions are designed to help you grow your wealth.

More
Medical - Prudential Insurance Singapore

Medical

Our plans cover you and your loved ones for your medical needs.

More
PRUVantage - Prudential Insurance

PRUVantage

PRUVantage is a suite of wealth management solutions, that seeks to safeguard and grow your wealth for the future.

More
Back to Top