PRUlifetime income premier (USD)

Single Premium

PRUflexicash

Regular Premium:

  • 15, 20 or 25 years
PRUlifetime income

Limited Premium:

  • 4, 10 or 20 years
PRUflexicash protection plus

Regular Premium:

  • 15 or 25 years
PRUflexi rewards

Regular Premium:

  • 15 or 25 years
PRUlifetime income premier (SGD)

Single Premium

PRUcash secure

Limited Premium:

  • 5 years
PRUlifetime income premier (USD)

Whole of Life

Accidental Disability:

  • Up to 70 Age Next Birthday
PRUflexicash

15, 20 or 25 years

PRUlifetime income

Whole of Life

Accidental Disability:

  • Up to 65 Age Next Birthday
PRUflexicash protection plus

15 or 25 years

PRUflexi rewards
  1. 15 or 25 years
  2. Total & Permanent Disability & Terminal Illness: Up to 65 Age Next Birthday
PRUlifetime income premier (SGD)

Whole of Life

Accidental Disability:

  • Up to 65 Age Next Birthday
PRUcash secure

15 years

PRUlifetime income premier (USD)

1 to 70 Age Next Birthday

Accidental Disability:

  • 1 to 64 Age Next Birthday
PRUflexicash

15 years:

  • 1 to 60 Age Next Birthday

20 years:

  • 1 to 55 Age Next Birthday

25 years:

  • 1 to 50 Age Next Birthday
PRUlifetime income

4-year premium term:

  • 1 to 70 Age Next Birthday

10-year premium term:

  • 1 to 70 Age Next Birthday

20-year premium term:

  • 1 to 60 Age Next Birthday
PRUflexicash protection plus

Policy Term 15:

  • 1 to 60 Age Next Birthday

Policy Term 25:

  • 1 to 50 Age Next Birthday
PRUflexi rewards

Policy Term 15:

  • 1 to 60 Age Next Birthday

Policy Term 25:

  • 1 to 50 Age Next Birthday
PRUlifetime income premier (SGD)

1 to 70 Age Next Birthday

Accidental Disability:

  • 1 to 64 Age Next Birthday
PRUcash secure

1 to 60 Age Next Birthday

PRUlifetime income premier (USD)

Minimum Single Premium:

  • US$250,000
PRUflexicash

Minimum Sum Assured:

  • $10,000

Maximum Sum Assured:

  • $1,000,000, where the life assured is 1 to 16 Age Next Birthday at entry

Minimum Annual Premium:

  • $600
PRUlifetime income

Minimum Face Value3:

  • 4-year premium term: $47,000
  • 10-year & 20-year premium term: $25,000

Minimum Annual Premium:

  • 4-year premium term: $12,000
  • 10-year & 20-year premium term: $2,400
PRUflexicash protection plus

Minimum Sum Assured:

  • $10,000

Maximum Sum Assured:

  • $250,000, where life assured is 1-15 Age Next Birthday at entry

Minimum Annual Premium:

  • $600
PRUflexi rewards

Minimum Guaranteed Yearly Cash Benefit:

  • $500

Maximum Guaranteed Yearly Cash Benefit:

  • $50,000 where life assured is 1-16 Age Next Birthday at entry.

Minimum Annual Premium:

  • $800
PRUlifetime income premier (SGD)

Minimum Single Premium:

  • $100,000
PRUcash secure

Minimum Face Value4:

  • $15,000

Minimum Annual Premium:

  • $5,000
PRUlifetime income premier (USD)

Not Applicable

PRUflexicash

Last Yearly Cash Benefit instalment plus all bonuses4 (if any), less any amounts owing to us.

PRUlifetime income

Not Applicable

PRUflexicash protection plus

Remaining Cash Benefit plus accumulated interest (if any) plus bonuses6 (if any), less any outstanding amounts owing to us.

PRUflexi rewards

Remaining Cash Benefit plus accumulated interest (if any) + bonuses4 (if any), less any outstanding amounts owing to us.

PRUlifetime income premier (SGD)

Not Applicable

PRUcash secure

Pays of percentage of the Face Value4 plus all bonuses5 (if any), less any amounts owing to us.

PRUlifetime income premier (USD)

Upon Death of the Life Assured, we pay the higher of:

  1. 105% of Single Premium; or
  2. 101% of the surrender value as at the time of death;

plus any accumulated Cash Benefit , less any amounts owing to us.

PRUflexicash

100% sum assured plus all bonuses4 (if any) less any amounts owing to us

PRUlifetime income

Upon Death of the Life Assured, we pay the higher of:

  1. 105% of total premiums paid to date (excluding premiums for supplementary benefits (if any)) as at the time of death; or
  2. 101% of the surrender value as at the time of death

plus any accumulated Cash Benefit , less any amounts owing to us.

PRUflexicash protection plus

400% of sum assured plus bonuses6 (if any), less any amounts owing to us

PRUflexi rewards

110% of Total Premiums Paid (excluding premiums for supplementary benefit (if any)), plus accumulated Cash Benefit (if any), less any amounts owing to us

PRUlifetime income premier (SGD)

Upon Death of the Life Assured, we pay the higher of:

  1. 105% of Single Premium; or
  2. 101% of the surrender value as at the time of death;

plus any accumulated Cash Benefit , less any amounts owing to us.

PRUcash secure

The Death Benefit will be the higher of:

  1. 105% of the total premiums paid (excluding premiums for supplementary benefits (if any)); or
  2. 101% of the surrender value

Plus any accumulated Yearly Cash Benefit less any amounts owing to us.

PRUlifetime income premier (USD)

Accidental Disability

If the life assured becomes Disabled because of an Accident before age 70, we pay the higher of:

  1. 105% of Single Premium; or
  2. 101% of the surrender value as at the date the life assured was certified to be Disabled due to an Accident;

plus any accumulated Cash Benefit, less any amounts owing to us.

PRUflexicash

100% sum assured plus all bonuses4 (if any) less any amounts owing to us

PRUlifetime income

Accidental Disability

If the life assured becomes Totally and Permanently Disabled because of an Accident before age 65, we pay the higher of:

  1. 105% of the total premiums paid (excluding premiums for supplementary benefits (if any)) as at the date the life assured was certified to be Disabled due to an Accident; or
  2. 101% of the surrender value as at the date the life assured was certified to be Disabled due to an Accident

plus any accumulated Cash Benefit, less any amounts owing to us.

PRUflexicash protection plus

400% of sum assured plus bonuses6 (if any), less any amounts owing to us

Total & Permanent Disability & Terminal Illness:

  • Up to 65 Age Next Birthday
PRUflexi rewards

110% of Total Premiums Paid (excluding premiums for supplementary benefit (if any)), plus accumulated Cash Benefit (if any), less any amounts owing to us

PRUlifetime income premier (SGD)

Accidental Disability

If the life assured becomes Disabled because of an Accident before age 65, we pay the higher of:

  1. 105% of Single Premium; or
  2. 101% of the surrender value as at the date the life assured was certified to be Disabled due to an Accident;

plus any accumulated Cash Benefit, less any amounts owing to us.

PRUcash secure

Not Applicable

PRUlifetime income premier (USD)

The Yearly Cash Benefit1 is made up of guaranteed and non-guaranteed portion. It is a percentage of the Single Premium.

PRUflexicash

5% of sum assured every year after 2nd policy anniversary to 1 year before maturity

Choose to receive, accumulate or defer the Yearly Cash Benefit

PRUlifetime income

The yearly Cash Benefitis made up of a guaranteed and non-guaranteed portion. It is a percentage of the Face Valuedepending on your premium payment term.

PRUflexicash protection plus

Yearly Cash Benefit of 5% of the sum assured from the 2nd policy anniversary.

PRUflexi rewards

Yearly guaranteed Cash Benefit of 5% of the sum assured from the 2nd policy anniversary.

PRUlifetime income premier (SGD)

The Yearly Cash Benefit1 is made up of guaranteed and non-guaranteed portion. It is a percentage of the Single Premium.

PRUcash secure

5%2 of Face Value4

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