Medical Cash

Minimum: 5 years

Maximum: 75 Age Next Birthday or up to premium term of basic plan.

PRUsmart lady II

Regular Premium: 10 to 65 years

Accident Assist

Minimum: 5 years

Maximum: Shorter of

  • Basic plan policy term
  • 75 - Age of Entry
Fracture Care PA

10 to 79 years up to 80 Age next Birthday.

Recovery Aid

Up to the shorter of:

  • Basic plan's policy term or
  • 75 Age Next Birthday minus Age of Entry
Medical Cash

Minimum: 5 years

Maximum: 75 Age Next Birthday or up to premium term of basic plan.

PRUsmart lady II

10 to 65 years

Up to 65 Age Next Birthday

Accident Assist

Minimum: 5 years

Maximum: Shorter of

  • Basic plan policy term
  • 75 - Age of Entry
Fracture Care PA

10 to 79 years up to 80 Age next Birthday.

Recovery Aid

Up to the shorter of:

  • Basic plan's policy term or
  • 75 Age Next Birthday minus Age of Entry
Medical Cash

1 to 65 Age Next Birthday

PRUsmart lady II

16 to 55 Age Next Birthday

Accident Assist

1 to 65 Age Next Birthday

Fracture Care PA

1 to 70 Age Next Birthday

Recovery Aid

1 to 65 Age Next Birthday

Medical Cash

Not Applicable

PRUsmart lady II

Not Applicable

Accident Assist

Accidental Death and Dismemberment Benefit

  • up to $1,000,000 depending on plan choosen
  • 3 times payout4
    • Public transportation accidents1
  • 2 times payout4
    • Private tranport accidents1 and pedestrian accidents, building fires and accidents during school time2
  • Coverage increases by up to 25% in the first 5 years if no claims are made3.
Fracture Care PA

Not Applicable

Recovery Aid

Family Support Fund Benefit

$30,000 - $200,000 (Varies according to selected plan)

Medical Cash

Minimum Daily Sum Assured: $150

Maximum Daily Sum Assured:

  • Juveniles: $150
  • Working Adults: $500
PRUsmart lady II

Minimum Sum Assured: $10,000

Maximum Sum Assured: $50,000

Accident Assist

Minimum Sum Assured: $100,000

Maximum Sum Assured: $1,000,000

Fracture Care PA

Minimum Sum Assured: $25,000

Maximum Sum Assured: $100,000

Recovery Aid

Sum Assured varies across benefits and different plans

Medical Cash
  • Daily income protection1 of up to $5002 for each day of hospitalisation3
  • Triple your sum assured for each day of hospitalisation in an Intensive Care Unit4 (ICU) Daily cash benefit of 150% of the sum assured for each day of hospitalisation3 in the High Dependency5 Unit (HDU) or Coronary Care Unit (CCU)5
  • Pays on top of an existing hospital or medical plan
  • Coverage6 includes hospitalisation due to pregnancy complications, congenital abnormalities or HIV due to blood transfusion and occupationally acquired HIV
PRUsmart lady II
  • Lump sum payment upon diagnosis of selected major female illnesses.
  • Covers selected treatment expenses for a variety of female related procedures
  • Reimburses for reconstructive surgery and skins grafts caused by mishap, major burns or skin cancer
  • Comprehensive female medical checkup every two years
  • Exclusive loyalty benefit of 15% off first year policy premiums when you purchase a policy2 for you, your spouse or child upon significant events in life
Accident Assist

Reimburses treatment bills including Traditional Chinese Medicine (TCM) bills

Fracture Care PA
  • Lump sum payout for fractures, burns and dislocations based on benefit schedule.
  • Double3 the payout for severe fractures due to travelling in a Public Conveyance.3
  • Mobility Aid Benefit1
  • House Fitting Benefit2
  • Recovery Benefit5
Recovery Aid

Daily Accidental Hospital Income

  • For hospital confinement due to accidental injury

Mobility Aid benefit

  • Reimbursement for expenses incurred in the purchase or rental of mobility aids(s)

Travel and Medical Assistance benefit Emergency Medical Evacuation and Repatriation benefit

  • A 24 hour emergency helpline is available for use when travelling aboard and in need of emergency assistance, emergency evacuation and repatriation
Back to Top