Product Privileges

10% off first-year premium

As a PRUprestige customer, we don't just take pride in providing you with a wide range of health, endowment and wealth products, to help meet your ongoing financial needs. We also ensure you and your family members enjoy substantial savings when you take up a policy with us.

With a 10% discount, save on your first-year premium for any of the following policies:



PRUprestige Family Privileges

That's not all! We know that your decisions are made with your loved ones in mind. That is why your immediate family members (spouse, parent or child ) get to enjoy this privilege too!

Click here to download your PRUprestige Family Discount Declaration Form.

  •  Terms and Conditions

    10% Off First Year Premium

    This discount shall be valid during the continuance of the PRUprestige Programme and is only applicable for qualified PRUprestige customers who have maintained the minimum qualifying premium criteria. For details on the qualifying criteria, please refer to Frequently Asked Questions - About PRUprestige.

    To enjoy the 10% off first year premiums, the first-year premium of the eligible policy (purchase of new policies or increase in regular premium on existing policy) must be paid on an annual basis.

    For purchase of new policies
    This discount is applicable to the basic plan premium as well as the rider(s) premium (except for Enhanced Accumulator Option (Regular), Enhanced Accumulator Option (Lump Sum) and Top-Up Premium (Lump Sum)). The basic plan must be one of the above-listed plans and the list of plans that are eligible for this discount may be subject to changes.

    For existing policies
    This discount is not applicable to existing policies or the purchase of new riders on existing policies except for :
    • (1) PRUlink protection plus account (3PA)
    • (2) PRUlink protection account (PPA)
    • (3) PRUlink assurance account (PAA) policies
    • (4) PRUlink enhanced protector II (PEP II) policies


    With the following conditions met:
    • An increase in regular premium on existing 3PA, PPA, PAA and/or PEP II policies where the premiums are now paid in annual mode
    • There is a purchase of new riders on existing 3PA, PPA, PAA and/or PEP II policies on the condition that the purchase must be made with an increase in regular premium and these premiums are now paid in annual mode.
    • Single premium top-up do not qualify for this discount


    This discount is applicable to a new PRUlink enhanced protector II purchased under the PRUfirst gift plan, subjected to the rest of the terms and conditions.

    Do take note that this discount is valid for all riders except Enhanced Accumulator Option (Regular), Enhanced Accumulator Option (Lump Sum) and Top-Up Premium (Lump Sum). Single premium top-up do not qualify for this discount.

    Prudential reserves the right to add, modify or withdraw the offer, terms & conditions without any prior notice.
    Terms and conditions are subject to the interpretation of Prudential only.
    All decisions made by Prudential shall be final and binding.


    PRUprestige Family Privileges

    To enjoy the PRUprestige Family Discount of 10% off first year premiums, the following conditions must be met:
    1. The nominated family member must be the spouse, parent or child (including those of adult age) of the PRUprestige customer.
    2. The nominated family member must be the proposer of the new policy
    3. The PRUprestige customer must submit the following together with the proposal:
      a. PRUprestige Family Discount Declaration Form


    For policies that are cancelled within the 14-day free-look period, the amount refunded will be based on the discounted premium amount paid by the customer.
    These offer is not valid with other promotions unless otherwise stated.
    Prudential reserves the right to add, modify or withdraw the offer, terms & conditions without prior notice.
    Terms and conditions are subject to the interpretation of Prudential only.
    All decisions made by Prudential shall be final and binding.