Supplementary Retirement Scheme

Find out how much tax savings you can enjoy with a SRS account and
the potential returns you can receive.

1. How much tax savings can you potentially enjoy with SRS?
2. How much returns can you potentially receive if you invest your SRS funds?
Are you a Singapore Citizen, PR or Foreigner?

This field is required
Do you have an existing SRS account?
This field is required
Total annual income

This field is required
Personal tax relief

This field is required

Personal tax relief and Annual SRS contribution should not be more than Total annual income
Annual SRS contribution

This field is required

Note: Maximum Annual SRS Contribution Cap of $15,300 for Singapore Citizens and PRs, $35,700 for Foreigners


Calculate

Your annual SRS investment amount

This field is required

Minimum amount is $10,000
Your current age

This field is required

Age must be between 32 to 55
First SRS withdrawal at age

This field is required

Withdrawal Age must be between 62 to 70

Difference between Withdrawal age and Current age must be at least 10 years and above

Update

Do you prefer a product that comes with a lump sum payout or monthly payouts over a 10 year period?

This field is required

This field is required
Your current age

This field is required

Age must be between 32 to 66
First SRS withdrawal at age

This field is required

This field is required

Withdrawal Age must be between 62 to 75

Withdrawal Age must be between 62 to 75

Difference between Withdrawal age and Current age must be at least 10 years and above

Calculate

Without SRS

With SRS

Total annual income
S$
S$
Tax relief
S$
S$
SRS contribution
-
S$
Taxable income
S$
S$
Tax payable
S$
S$
Your tax savings
S$


You save
%
in tax this year!

Calculate Again

Your estimated accumulated SRS amount from age to age

Based on current return of 0.05% p.a. in SRS account

Based on illustrated investment rate of return of 4.75% p.a. * of PRUActive Saver-Single Premium

S$


Returns of PRUActive Saver-Single Premium above are calculated based on the assumption that you purchase a PRUActive Saver-Single Premium of the same premium amount every year with your SRS funds until you start your first SRS withdrawal. It includes the maturity values of the policies that would have matured at age () and the total maturity payout of the remaining in force policies over the next 10 years (). Actual figures may differ depending on various factors such as the policy term, premium amount and the number of PRUActive Saver-Single Premium policies you purchase over the years.



Your estimated accumulated SRS amount at age

Based on current return of 0.05% p.a. in SRS account

Based on illustrated investment rate of return of 4.75% p.a. * of PRUActive Saver-Single Premium

Your estimated accumulated SRS amount at age

Based on current return of 0.05% p.a. in SRS account

Based on illustrated investment rate of return of 4.75% p.a.* of PRUGolden Retirement Premier

Make your SRS funds work harder for you by getting an insurance plan from us

Show me how

Calculate again


To find out how much returns you can potentially receive
with a one-time SRS investment instead, click here.



Get In Touch

Calculate again


To find out how much returns you can potentially receive
with annual SRS investments instead, click here.



Get In Touch

Calculate again


To find out how much returns you can potentially receive
with annual SRS investments instead, click here.



Get In Touch