• Prudential’s Complete Your Protection Promotion (“Promotion”) terms and conditions apply
  
  
• “Gift” means shopping vouchers amounting to 5%, 8%, 12% or 15% of first-year premium of the Eligible Insurance Plans. Actual amount of the shopping vouchers will be rounded down or up to the nearest tenth.
  
  
• Prudential reserves the right to amend, withdraw or supplement the Gift at its sole discretion at any time without notice or liability.
  
  
• Prudential makes no representation or warranty whatsoever as to the quality or fitness for purpose or any other implied terms or conditions with respect to the Gift. Any dispute about the Gift must be resolved directly with the supplier of the Gift. Prudential is not liable for any injury, death, claim, loss or damage whatsoever arising in connection with the Gift.
  
  
• The Gift is not exchangeable for cash, credit or any other item in part of in whole and is not replaceable, if expired, lost or stolen.
  
  
• Prudential is not obliged to replace any qualification letter, email or SMS expired, lost or not received.
  
  
• The Promotion is subject to availability of the Gifts, and Prudential may vary these terms and conditions (including the value of the Gift and offer an alternative gift as replacement if the Gift is out of stock) at any time without notice or liability.
  
  
• A person who does not participate in the Promotion shall have no right under the Contracts (Rights of Third Parties) Act (Cap. 53B) to enforce any of these terms and conditions.
  
  
• The terms of the Promotion will be governed by and construed in accordance with the laws of the Republic of Singapore and you agree to submit to the jurisdiction of the courts of the Republic of Singapore.

Important Note:
“By participating in this Promotion, you expressly authorize and consent to Prudential, its officers, employees, representatives and third party service providers to collect, use, retain and/or disclose my personal data in accordance to the manner and for the purposes (where relevant) set out in our Privacy Notice which includes sending you information in relation to the Promotion, administering the redemption of any Gifts, and/or otherwise managing your relationship with Prudential in relation to this Promotion. You also acknowledge and agree that your consent here does not affect any other consent you may have already given to Prudential, its representatives and third party service providers and their rights at law in respect of your personal data.”