A rewarding way to grow your retirement funds | Prudential Singapore

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A rewarding way to grow your retirement funds

With the new year fast-approaching, it is time of the year again to contribute to your Supplementary Retirement Scheme (SRS) accounts to qualify for tax relief. With SRS, not only will you get to enjoy tax savings, you can also boost your retirement funds by investing your SRS funds. Find out how much tax savings you can enjoy with a SRS account and the potential returns you can receive from our SRS-approved plans using our SRS calculator.

Receive up to S$400 worth of NTUC FairPrice voucher when you purchase a SRS-approved insurance plan with us.

Promotion ends 31 December 2019.

Eligible Insurance Plan	Minimum Single Premium	Voucher Value
PRUActive Saver Single Premium - SRS	$15,000	$100
PRUActive Saver Single Premium - SRS	$25,000	$200
PRUGolden Retirement Premier - SRS	$50,000	$400

Receive additional $50 NTUC Fairprice voucher if this is the first time you purchase a SRS policy with us. Terms and Conditions apply.

For more information, speak to your Prudential Financial Consultant. Call us at 1800 333 0333 today.

Terms and Conditions of SRS Promotion (“Promotion”)

A. Promotion Details

Definitions:

“Prudential” means Prudential Assurance Company Singapore (Pte) Limited.
“Promotion Period” means the period between 1 November 2019 and 31 December 2019 (both dates inclusive).
“Eligible Customer” means customers whose proposal for any Eligible Insurance Plan is submitted to and accepted by Prudential during the Promotion Period by satisfying the eligibility criteria below.
“Eligible Insurance Plan” means any of the products meeting the criteria as stated in the Promotion Table below.
“Voucher” means NTUC FairPrice vouchers amounting to the amounts as stated in the Promotion Table below.

“Promotion Table” means the table below.

Promotion Table:

Eligible Insurance Plan (Single Premium payment term only)	Minimum Single Premium (S$)	Value of NTUC FairPrice vouchers (S$)	Eligible Customer who purchase SRS plan for the first time with Prudential
PRUActive Saver (SRS funds only)	$15,000	$100	Additional S$50 NTUC FairPrice vouchers
PRUActive Saver (SRS funds only)	$25,000	$200
PRUGolden Retirement Premier (SRS funds only)	$50,000	$400

Eligibility
1. An Eligible Customer is entitled to receive a Voucher in accordance to the terms and conditions of this Promotion if the Eligible Customer’s proposal for any Eligible Insurance Plan which has fulfilled the Minimum Single Premium is submitted to Prudential and accepted by Prudential during the Promotion Period.
2. If the Eligible Customer’s proposal for any Eligible Insurance Plan fulfills the criteria of other promotions carried out by Prudential, the promotion with the higher value will be granted to the Eligible Customer.
Voucher
Each Eligible Customer will be entitled to a maximum of one (1) Voucher per life assured per Eligible Insurance Plan.
Voucher Redemption
Prudential will issue a SMS, Email or Mail (“Redemption Notification”) to each Eligible Customer provided that the Eligible Customer’s Eligible Insurance Plans purchased during the Promotion Period are in force as at the date of the Redemption Notification. Eligible Customers shall be solely responsible for ensuring that they provide Prudential with a valid phone number or email address for the purpose of redemption. The Eligible Customer agrees and accepts that Prudential will not be responsible for any consequences arising from his/her failure to provide Prudential with a true, complete and accurate phone number or email address and/or notify Prudential of any change(s) to his/her phone number and email address. Redemption of Voucher will commence three (3) months after the policy is incepted. Voucher must be redeemed within two (2) months from the date of Redemption Notification. If an Eligible Customer fails to claim his/her Voucher within the stipulated redemption period in the Redemption Notification, his/her Voucher will be forfeited, and the Eligible Customer shall not have any claim against Prudential for such forfeiture. Further details of the redemption procedures will be set out in the Redemption Notification.

B. General Terms and Conditions

By participating in the Promotion, each Eligible Customer is deemed to have accepted and agreed to be bound by these Terms and Conditions and any other instructions, terms and conditions that Prudential may issue from time to time.
Prudential assumes no responsibility for incomplete, lost, late, damaged, illegible or misdirected forms or email communication, for technical hardware or software failures of any kind, lost or unavailable network connections, or failed incomplete, garbled or delayed electronic transmission which may limit an Eligible Customer’s ability to participate in the Promotion.
Prudential has the sole and absolute discretion to exclude any Eligible Customers from participating in the Promotion without any obligation to furnish notice and/or reason.
Prudential reserves the right to disqualify or disregard any Eligible Customer who does not comply with the Terms and Conditions.
Prudential may at its discretion forfeit the Vouchers, or, if already awarded, reclaim the Vouchers at the expense of the Eligible Customer without payment, compensation, or having to give any reason whatsoever in the event Prudential subsequently discovers that the Eligible Customer is not eligible to participate in the Promotion and/or to receive the Vouchers.
Vouchers are subject to availability while stocks last. Prudential reserves the right to replace any Vouchers with items of similar value at any time without prior notice.
Prudential shall not be liable for any loss of, damage to, defects, delay, mis-delivery or non-delivery of the Vouchers.
Prudential reserves the right to deal with any unclaimed Vouchers in any manner it deems fit. Prudential reserves the right to request for the Eligible Customers’ proof of eligibility, identity and/or otherwise for the purposes of verifying the Eligible Customers’ claim to the Vouchers at the time of collection. Prudential is under no obligation whatsoever to disclose the identity of the Eligible Customers or to publish the same for any reason at any point of time.
The Vouchers are not exchangeable for cash, credit or any other items of equivalent value. The validity period of the Vouchers is non-extendable. Prudential will be under no obligation to replace or pay to Eligible Customer the value of any Vouchers that are not utilised by the Eligible Customers before the end of the validity period of the Vouchers as may be stipulated by Prudential and/or relevant merchants.
By participating in this Promotion, each Eligible Customer agrees and consents under the Personal Data Protection Act (Cap 26 of 2012) to the collection, use and disclosure of any and all personal data of the Eligible Customer by/to Prudential, advertising and promotional agencies of the Promotion, appointed vendor who manages the fulfillment and redemption of Vouchers, and such other third party, in Prudential’s absolute discretion, consider appropriate or necessary in connection with the Promotion and redemption of Vouchers.
If an Eligible Customer provides Prudential with personal data of any third party, that Eligible Customer hereby:
1. Agrees on behalf of that third party to be bound by the Terms and Conditions contained herein; and
2. Consents on behalf of that third party, to Prudential’s collection, use, disclosure and processing of his/her personal data in accordance with the Terms and Conditions contained herein.
The Eligible Customer warrants that he/she has obtained the said third party’s prior consent to such collection, use, disclosure and processing of his/her personal data by Prudential and that the personal data that the Eligible Customer provides to Prudential is true, accurate and complete.
Prudential shall not be liable for any third party’s misuse of the Eligible Customer ‘s submitted information and photograph as a result of the Eligible Customer taking part in the Promotion.
Unless prohibited by law, participation in the Promotion constitutes permission for Prudential, its advertising and promotional agencies to use any of the Eligible Customers’ names, and/or likeness for advertising and promotional purposes. Each Eligible Customer further agrees and acknowledges that the copyright and all other intellectual property rights in and to all photographs or audio-video or other recordings of the Eligible Customer taken or made in connection with the Promotion and shall vest solely and absolutely in Prudential without any compensation to the Eligible Customer.
Prudential may at any time at its absolute discretion, without prior notice or assigning any reason thereof or being liable to any person, (i) suspend, cancel or terminate the Promotion, or (ii) delete, vary, supplement, amend, modify any one or more of the terms and conditions of the Promotion. Prudential’s determination of all matters in connection with the Promotion and the Vouchers shall be final, binding and conclusive. Prudential is not obliged to give any reason or prior notice on any matter concerning the Promotion or the Vouchers. No appeal, correspondence or claims will be entertained. Prudential has the right and discretion to determine whether a party has met the requirements of the Promotion and/or to receive the Vouchers. Eligible Customers shall not be entitled to any damages or compensation whatsoever or howsoever arising as a result of such amendment, suspension or termination.
By participating in the Promotion, all Eligible Customers agree and undertake to, at all times, indemnify, keep indemnified, and hold Prudential, its employees and agents harmless against all losses (including direct, indirect, incidental and/or consequential losses), damages (including general, special, and/or punitive damages), demands, injuries (other than personal injury caused by Prudential’s negligence), claims, costs, penalties, interest and fees (including all legal fees as between solicitor and client or otherwise on a full indemnity basis whether or not incurred in respect of any real, anticipated, or threatened legal proceedings), howsoever caused by, arising or resulting from, whether directly or indirectly, their participation in the Promotion, acceptance or usage of any Vouchers, and/or any breach or purported breach of these Terms and Conditions and/or any applicable law.
Prudential makes no warranty or representation as to the quality, merchantability or fitness for purpose of the merchants’ goods and services in respect of the Vouchers. Any dispute about the same must be resolved directly with the merchant. Merchant terms and conditions apply.
In the event of any inconsistency or discrepancy between the Terms and Conditions and the contents of any brochure, marketing and/or promotional materials relating to the Promotion, these Terms and Conditions shall prevail.
Any trademarks, graphic symbols, logos or intellectual property contained in any materials used in connection with this Promotion, in particular the Vouchers, are the property of their respective owners. Prudential is not affiliated with, or endorsed or sponsored by, such owners and their relevant affiliates.
Failure by Prudential to exercise any of its right or remedy under these Terms and Conditions does not constitute a waiver of that right or remedy.
The Terms and Conditions shall be governed by Singapore law and the Eligible Customers agree to submit to the exclusive jurisdiction of the courts of Singapore.
A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Right of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing an insurance policy suitable to meet your needs. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

The information contained on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.

The information on this website is for distribution in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

Information is correct as at 1 November 2019.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.