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Protection

PRULife Vantage Achiever Prime

Build lasting success for generations to come

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Multiplier Benefit¹ extending to age 100
Higher protection with multiplier benefit till age 85 or 100
Flexible premium term
Single premium or regular premium options
Option to change life assured²
Extend your legacy personally and professionally

What is PRULife Vantage Achiever Prime?

  • A whole life protection plan with market-first features to provide financial security throughout your lifetime
  • A legacy plan with potential to grow your wealth with accumulation of non-guaranteed bonuses3
  • Effective solution for keyman insurance to ensure business continuity
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Key Benefits

Multiplier Benefit1 extending to age 100
Higher benefit payout till expiry age 85 or 100
Flexible premium term
Choose to pay with a single premium or regular premiums over a term of 3 to 30 years
Option to change life assured2
Change allowed once for individual owned policy and unlimited times for corporate owned policy
Quit Smoking Benefit4
8% of single premium to be refunded while future premiums for regular premium policy to be reduced to non-smoker rate
Choice of currency
Choose whether to have your policy denominated in SGD$ or USD$
Capital guaranteed for single premium policy
After 25th year from policy date

Add supplementary benefits to enhance your coverage

Crisis Waiver III/Crisis Waiver (USD$) Accelerated Disability Benefit (ADB)⁶
  • Waiver of future premiums upon diagnosis of any of the 35 critical illnesses covered5
  • Should you suffer from Total Permanent Disability (TPD) before age 70, we will pay higher of sum assured for ADB plus non-guaranteed bonuses or Multiplier Benefit, less any amounts owing to us
Footnotes

1On death or terminal illness of the life assured

  1. before Multiplier Benefit expiry age 85 or 100, we pay the higher of:
    1. The sum assured for death plus all non-guaranteed bonuses; or
    2. The Multiplier Benefit
    less any amounts owing to us.

  2. after Multiplier Benefit expiry age 85 or 100, we pay the sum assured for death plus all non-guaranteed bonuses, less any amounts owing to us.

2Change of life assured is only allowed after 2 years from policy start date for single premium policy and after premium paying term for regular premium policy.

3Bonuses are not guaranteed and will vary according to the future performance of the participating fund.

4If life assured meets all necessary terms and conditions, the policy will be reclassified to non-smoker of same underwriting class.

5All future premiums of the basic plan will be waived for the regular premium policy. With this, all other supplementary benefits will be removed.

6Upon payout of Accelerated Disability Benefit, this benefit terminates. Sum assured for Death and Terminal Illness will be reduced accordingly.

Refer to policy documents for more details.

Notes

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums for some of the supplementary benefits are not guaranteed and may be adjusted based on future claims experience.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as at 3 September 2019.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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