As of 19th July 2021, we have updated our Privacy Notice which is available at our corporate website -

IMPORTANT NOTICE: Our Customer Service Centre at Marine One, is currently available by appointment only. You can also chat with us over a video call by booking a slot. Starting from 1 Jun 2021, we no longer accept cash payments. Enrol for payments via DBS/POSB GIRO or Credit Card at For more payment options, click here.

New LIA Guidelines :Our Singapore-dollar (SGD) denominated Participating policies from 1 July 2021 will show updated illustrated investment rates of return, in accordance with the changes in LIA Guidelines on Policy Illustrations 2021. This change does not affect existing customers with policies submitted before 1 July 2021. For more information, please click here.

IMPORTANT NOTICE : For more information on COVID-19 related reliefs please click here.

PRUACCESS: In accordance with PDPC's Advisory Guidelines on the PDPA for NRIC and other National Identification numbers, we will no longer be using NRIC/passport numbers/FIN for login purposes from 1 Aug 2019. If you have yet to create a user ID, please click here.


PRUActive LinkGuard

An affordable and flexible investment-linked protection plan
that supports you at every stage of life.


What is PRUActive LinkGuard?

Strike that balance between protection and growing your wealth with PRUActive LinkGuard. This customisable investment-linked protection plan provides double coverage against unexpected events, while empowering you to grow your savings through investment in our suite of PRULink funds.

The plan is also designed to be flexible so you can adjust coverage and investment based on your changing priorities as you progress through life.

With PRUActive LinkGuard, enjoy the assurance of double protection, while powering the financial freedom to chase your dreams at every stage in life.


Flexible protection that can keep up with your changing needs

Enhance coverage with supplementary benefits

Boost protection with extended coverage against 56 critical illnesses and serious medical events.


1Optional to retain the Multiplier Benefit throughout the policy term.

2Applicable only if 25 months of regular premiums have been fully paid. Subject to the requirement on minimum withdrawal amount and minimum policy account balance.

3For male or female non-smoker life assured, ages from 1 to 15, with S$200K Multiplier Benefit for death, terminal illness and total permanent disability.

4This No Lapse Period (“NLP”) will be applicable in the first 10 years from the start date of the policy if the policyowner has paid all regular premiums and made no withdrawal from the policy.

5This benefit can be exercised only when the life assured experiences any of the following life events such as marriage, divorce, becomes a parent, delivers a baby, adopts a child through legal means, death of a spouse, children entering primary or secondary school or marriage of the children. It can be enjoyed up to a maximum of 2 times during the policy term and is applicable only if the policy owner has a policy purchased at standard rates. Refer to Product Summary for an updated list of life events and detailed Terms and conditions.

6Applicable when life assured turns age 50 or 10 years from the start date of the policy, whichever is later.

7The life assured must survive at least seven days from the date of diagnosis.

8Any condition must be first considered or claimed against the 56 critical illnesses before being considered under this benefit. The life assured must undergo surgery of any of the vital organs (heart, lung, brain, kidney, liver) as a result of illness or accident, and as a result of the surgery, the insured is admitted to ICU for 3 consecutive days or more. Excluding surgery due to organ donation. Subject to cap of S$100,000 per life assured. Only 1 claim is payable per policy.

Terms and conditions apply. Please refer to Product Summary for more information.

Important Notes

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

PRUActive LinkGuard is an Investment-Linked Plan (ILP) which invests in ILP sub-fund(s). Investment products are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units and the income accruing to the units (if any) may fall or rise. Past performance is not necessarily indicative of future performance.

A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from your Prudential Financial Consultant. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums for the supplementary benefits are not guaranteed and may be adjusted based on future claims experience.

The information contain on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contain on this website is for distribution in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites( or or

Information is correct as at 19 January 2021.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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