New LIA Guidelines :Our Singapore-dollar (SGD) denominated Participating policies from 1 July 2021 will show updated illustrated investment rates of return, in accordance with the changes in LIA Guidelines on Policy Illustrations 2021. This change does not affect existing customers with policies submitted before 1 July 2021. For more information, please click here.

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Changes to the way you’ll receive your letters: From Aug-20, we'll begin sending letters such as payment and renewal notices, payout letters and more, digitally instead of via mail. Eligible customers will receive an SMS whenever there is an e-letter for you. For more info, please click here.


PRULife Multiplier Flex

Protect your family against a multitude of uncertainties with a plan that gives you peace of mind.

What is PRULife Multiplier Flex?

  • A whole-of-life plan that protects your family against a multitude of uncertainties
  • A plan with a cash value4 that can be accumulated over time
  • Additional add-on supplemental plan for enhanced coverage and protection
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Key Benefits

Add supplementary benefits to enhance your coverage

We strive to make a difference to your life by providing you with suitable insurance plans.


1Refers to Multiplier Benefit. 
2Premiums are not guaranteed during the premium payment term. 
3Option to buy another Whole Life, Endowment or Term policy without evidence of good health on selected life events (marries; or become a parent/delivers a baby; adopts a child through legal means; death of a spouse; marriage of his/her child; his/her entering primary school or his/her entering secondary school) for Life Asssured who is age less than 50 and policy issued on standard terms.
4Acquires a cash value after 36 months of premium have been paid and policy is in-force for 36 months. Includes non-guaranteed bonuses which will vary according to the future experience of the participating fund.
5The Multiplier Benefit is the relevant percentage of the sum assured shown in the product summary. The selected Multiplier Benefit and its expiry age must be the same as that selected for PRULife Multiplier Flex.
6Early Stage and Intermediate Stage benefits payout under Early Crisis Multiplier Flex will reduce the PRULife Multiplier Flex policy sum assured. If the sum assured of both PRULife Multiplier Flex and Early Crisis Multiplier Flex is the same and a benefit payout for 100% of the sum assured from Early Crisis Multiplier Flex is made, the PRULife Multiplier Flex policy and the Early Crisis Multiplier Flex benefit will terminate. A claim under the Crisis Multiplier Flex benefit within the PRULife Multiplier Flex policy could result in either a reduction of sum assured or termination of Early Crisis Multiplier Flex.

Additional Notes

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums for some of the supplementary benefits are not guaranteed and may be adjusted based on future claims experience.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained in this website is for distribution in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the e-brochures, the English version shall prevail.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites ( or or

Information is correct as at 22 Aug 2019.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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