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PRUSave Max Limited Pay (USD)

We understand you want to have the opportunity to invest in the US economy.

Whatever your financial dreams may be, watch them take shape with PRUSave Max Limited Pay (USD) - a flexible insurance savings plan that helps you look beyond Singapore denominated assets and make the most of investment opportunities in the US economy.

English Brochure

Chinese Brochure


Disciplined Way of Saving 

With a limited premium payment term: 5, 10 or 15 years

USD Currency 

Allows diversification

Hassle Free Application 

No medical underwriting1

Product Details

Product Type


Payment Term

Limited Premium:

  • 5, 10 or 15 years
Policy Term


  • 10 or 15 years


  • 15 or 20 years


  • 20 or 25 years
Issuance Age

1 to 65 Age Next Birthday


Minimum Annual Premium:

  • 5-Pay: US$2,400
  • 10-Pay: US$1,600
  • 15-Pay: US$1,600
Maturity Benefit

Face Value2 + bonuses3 (if any). less any amounts owing to us

Death Benefit

The Death Benefit will be the higher of:

  • 105% of the total premium paid (excluding premiums for supplementary benefit (if any)), or
  • 101% of the Surrender Value

less any amounts owing to us

Total & Permanent Disability Benefit

Not Applicable

Cash Benefit

Not Applicable

Critical Illness Benefit

Not Applicable

Accidental Death Benefit

Not Applicable

Enhance Your Coverage

Crisis Waiver (USD), Payer Security (USD)

How PRUSave Max Limited Pay (USD) works

Mrs Tan (female, non-smoker), age 30 next birthday, wants to save US$100,000 to supplement the cost of her son’s future university education in the US. She plans to set aside US$4,1804 yearly (approximately US$348 per month) for 15 years with a Face Value2 of US$55,000, so that she can receive the maturity proceeds in a lump sum for her son’s education at the end of 20 years.

Policy Term (years) Annual Premium Payable for Total Premiums Payable Maturity Amount5
Guaranteed Non-Guaranteed Total
20 years US$4,1804
(US$11.45 per day)
15 years US$62,7004 US$55,000 US$45,8785 US$100,878


  1. Medical check-ups or answering health-related questions may be required if an optional supplementary benefit is added; or if the total committed premiums for the selected per life assured issued in the past 24 months exceed $5 million (or equivalent). Selected plans will be reviewed and determined by prudential from time to time.
  2. Face Value is a notional value used to determine the Reversionary Bonuses (non-guaranteed) and the maturity benefit. It is not the sum assured of the policy.
  3. Bonuses, if any, are not guaranteed and will vary according to the future performance of the participating fund.
  4. Premium quoted is based on a non-smoking female, age 30 next birthday, with a PRUSave Max Limited Pay (USD) plan (15/20 year payment term) with a Face Value of US$55,000.
  5. The illustrated values use bonus rates assuming an illustrated investment rate of return of 5.25% per annum for the participating fund. At 3.75% per annum illustrated investment rate of return, the Non-Guaranteed amount is US$31,611 and the Maturity Amount is US$86,611. As bonus rates are not guaranteed, the actual benefits payable will vary according to the future performance of the participating fund.



You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums for some of the supplementary benefits are not guaranteed and may be adjusted based on future claims experience.

Foreign Currency Policies (e.g. USD) are subject to foreign exchange risk.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the e-Brochures, the English version shall prevail.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites ( or or

Information is correct as at 22 August 2019.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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