As of 19th July 2021, we have updated our Privacy Notice which is available at our corporate website - https://www.prudential.com.sg/privacy-notice.

IMPORTANT NOTICE: Our Customer Service Centre at Marine One, is currently available by appointment only. You can also chat with us over a video call by booking a slot. Starting from 1 Jun 2021, we no longer accept cash payments. Enrol for payments via DBS/POSB GIRO or Credit Card at https://ipay.prudential.com.sg. For more payment options, click here.


New LIA Guidelines :Our Singapore-dollar (SGD) denominated Participating policies from 1 July 2021 will show updated illustrated investment rates of return, in accordance with the changes in LIA Guidelines on Policy Illustrations 2021. This change does not affect existing customers with policies submitted before 1 July 2021. For more information, please click here.

IMPORTANT NOTICE : For more information on COVID-19 related reliefs please click here.

PRUACCESS: In accordance with PDPC's Advisory Guidelines on the PDPA for NRIC and other National Identification numbers, we will no longer be using NRIC/passport numbers/FIN for login purposes from 1 Aug 2019. If you have yet to create a user ID, please click here.

Retirement Savings Plan

PRUActive Retirement II

A highly customisable retirement plan to suit your changing needs. Take charge of your retirement years today.

What is PRUActive Retirement II?

  • A first-of-its-kind insurance savings plan that safeguard against market volatility
  • Highly customisable to give you the flexibility, financial security and freedom to retire the way you envision
  • A plan that promises you a stable monthly income during market uncertainty
  • Choose to use your Supplementary Retirement Scheme (SRS) funds for Single Premium Payment Option.
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Key Benefits

Add supplementary benefits to enhance your coverage

We strive to make a difference to your life by providing you with suitable financial insurance plans.

Customer Reviews

Here are some reviews written by our insurance customers after having experienced our services.

I submitted my claim request directly via my hospital and the process was efficient. I did not have to worry about having to fork out a large sum of cash to pay for my hospital bill.

Claims Decision
June 18, 2020

This was my first experience with submitting a claim online and the process was much simpler than I anticipated!

Claims Submission
June 19, 2020

He was patient and took the time to understand the status of my current financial status in order to better advise me. He demonstrated respect and understanding during our conversations and did not make me feel pressured to purchase any policy from him.

Agency Sales
June 5, 2020

Footnotes

1Subject to the performance of the participating fund. The step up income is at least the same or more than the previous year.

2Policyowner is allowed to change the Payout Period any time until two months before the start of the payout period. The choice of Payout Period are: 10,15, 20, 25 or 30 years.

3Choice of Payout Age from age 50 to 90.

4PRUActive Retirement II provides coverage against Total and Permanent Disability during the term of the policy, or before the policy anniversary prior to the life assured attaining age 70, whichever is earlier.

5Effective only if main life assured passes on after premium payment ends, applicable for joint ownership between husband and wife.

6Crisis Waiver III waives the future premiums of the covered benefits up to age 85.

7After the end of the Early Stage Premium Waiver Period, premium payment for the covered benefits will resume, but the premiums for the Early Stage Crisis Waiver will continue to be waived.

8The second claim will waive the premium for another 5 years. This is provided the second claim is not for the same Medical Condition as the first claim, and it does not fall within the same category of the first Early Stage Medical Condition.

9If there was a successful claim under Early Stage Medical Conditions, the Intermediate Stage Medical Conditions Benefit only waives 5 years of future premiums.

10 The Minimum Annualised Premium is defined as the total premium due in a year for the basic policy and supplementary benefit(s).

11 The Minimum Single Premium is defined as a single up-front premium payment to fully pay for the basic policy.

12 Voucher value is based on the first-year premium or single premium that includes the premium for the basic policy and supplementary benefit(s). The vouchers value is fixed as a % of first-year premium or single premium, rounded to the nearest tenth. For example, if a customer meets the minimum annualised premium criteria, qualifying for a 15% reward and paying a premium of S$35,000, he/she will receive S$5,250 worth of vouchers.

Notes

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs. .

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

The information contained herein is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained herein is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as at 1 September 2021.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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