IMPORTANT NOTICE: Our Prudential Customer Service Centre on the 1st Floor of Marina One, East Tower will be opened by appointment only, from 2 June 2020. To ensure your safety, we have put safe management measures in place. For more information on COVID-19 relief measures please click here.

LIA Critical Illnesses (CI) Framework 2019 : In accordance to LIA Critical Illness (CI) Framework 2019, Prudential Singapore’s policies purchased from 26 August 2020 will adhere to the updated list of critical illnesses definitions. For more information, speak to your Prudential Financial Consultant today.

PRUACCESS: In accordance with PDPC's Advisory Guidelines on the PDPA for NRIC and other National Identification numbers, we will no longer be using NRIC/passport numbers/FIN for login purposes from 1 Aug 2019. If you have yet to create a user ID, please click here.

Changes to the way you’ll receive your letters: From Aug-20, we'll begin sending letters such as payment and renewal notices, payout letters and more, digitally instead of via mail. Eligible customers will receive an SMS whenever there is an e-letter for you. For more info, please click here.

Crisis Care (PRUTerm Vantage)

Enhance your advantage, protect yourself again critical illness.

Crisis Care (PRUTerm Vantage) provides you with the option to enhance your PRUTerm Vantage coverage with a high-value yet flexible critical illness coverage. It provides you with peace of mind so that you can concentrate on your recovery.



High Coverage


Choice of coverage till 100 years of age1


Available to customers residing out of Singapore

Product Details

Payment Term

10 to 79 years

up to 100 years of age

Policy Term

10 to 79 years

up to 100 years of age

Issuance Age

21 to 65 Age Next Birthday

Accidental Death Benefit

Not Applicable

Sum Assured

Minimum Sum Assured: $250,000

Maximum Sum Assured: $3,600,000

Core Benefits
  • 100% of sum assured2 in a lump sum upon diagnosis of any one of the 36 listed Critical Illnesses
  • For Angioplasty and Other Invasive Treatment for Coronary Artery, we pay 10%3 of the benefit subject to a maximum amount of $25,000.
  • 20% of sum assured2 upon diagnosis of Diabetic Complication


    1. Based on age at next birthday.
    2. Sum assured paid out will reduce the sum assured of the basic plan. If the sum assured to the basic plan is equivalent to or lower than Crisis Care (PRUterm vantage)'s sum assured, the basic plan terminates.
    3. The remaining sum assured is the original sum assured less the amount-claimed for Angioplasty and other invasive treatment for Coronary Artery.


You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs. Buying health insurance products that are not suitable for you may impact your ability to finance your future health needs. Premiums are not guaranteed and may be adjusted based on future claims experience.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites ( or or

Information is correct as at 20 April 2020.

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