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LIA Critical Illnesses (CI) Framework 2019 : In accordance to LIA Critical Illness (CI) Framework 2019, Prudential Singapore’s policies purchased from 26 August 2020 will adhere to the updated list of critical illnesses definitions. For more information, speak to your Prudential Financial Consultant today.

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  3. Crisis Cover Ascend

Crisis Cover Ascend

We understand you want to add critical illness coverage on top of your PRUterm ascend.

An unexpected critical illness can be financially-draining. By providing you with the option to enhance your PRUterm ascend coverage with critical illness coverage, Crisis Cover Ascend provides you and your loved ones with extra peace of mind.

 

Highlights

crisis cover ascend coverage that grows en 

Sum assured increases1 as you go through different life stages

crisis cover ascend start with lower premium en 

Premium increases as the sum assured increases

Product Details

 
Product Features
Payment Term

10 to 57 years

Up to 75 Age Next Birthday
Policy Term

10 to 57 years

Up to 75 Age Next Birthday
Issuance Age

18 to 70 Age Next Birthday
Accidental Death Benefit

Not Applicable
Sum Assured

Minimum Sum Assured: $30,000

Maximum Sum Assured: $3,000,000
Core Benefits
  • Accelerates the payment of 100% of sum assured in a lump sum upon diagnosis of any one of the 36 listed Critical Illnesses2
  • For Angioplasty and Other Invasive Treatment for Coronary Artery, we pay 10%3 of the benefit subject to a maximum amount of $25,000.
Footnotes and Note:

Footnotes:

  1. The sum assured will increase at a specific rate annually from the start of the 2nd policy year to the 11th policy year or to the end of the policy term, whichever is shorter.
  2. Sum assured paid out will reduce the sum assured of the basic plan. If the sum assured of the basic plan is equivalent to or lower than Crisis Cover Ascend's sum assured, the basic plan terminates.
  3. The remaining sum assured is the original sum assured less the amount claimed for Angioplasty and other invasive treatment for Coronary Artery. 


Note:

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums are not guaranteed and may be adjusted based on future claims experience.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as at 20 April 2020.

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