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Early Stage Crisis Cover

We understand you want a wide coverage1 when it comes to illnesses.

In the event of a critical illness, starting treatment early increases the chances of a full recovery. Early Stage Crisis Cover provides you with the option to enhance your coverage of your basic plan2, so that your financial burden can be reduced from the start. 

Highlights

Coverage

Number of claims

After first early stage medical condition claim

Product Details

 
Payment Term

5 to 84 years

Up to 85 Age Next Birthday

Policy Term

5 to 84 years

Up to 85 Age Next Birthday

Issuance Age

1 to 65 Age Next Birthday

Accidental Death Benefit

Not Applicable

Sum Assured

Minimum Sum Assured: $10,000

Maximum Sum Assured: $250,000

Core Benefits
  • 100% of sum assured in a lump sum upon diagnosis of any one of the 36 listed Critical Illnesses or Intermediate Stage Critical Illness
  • 50% of sum assured in a lump sum upon diagnosis of Early Stage Critical Illness
  • For Angioplasty and Other Invasive Treatment for Coronary Artery, we pay 10% of the benefit subject to a maximum amount of $25,000.
  • 20% of sum assured upon diagnosis of Diabetic Complication3.

Footnotes:

  1. The full list of benefits covered and their definitions may be found in the product summary that can be obtained from your Prudential Financial Consultant. For certain medical conditions, there is a waiting period of 90 days from the date of issue or reinstatement, whichever is later. Survival period is applicable before a claim can be made.
  2. For eligible plans only. For more information, please contact your Prudential Financial Consultant. 
  3. There is a waiting period of 90 days from the date of issue or restatement whichever is later. Survival period is applicable before a claim can be made. We will only provided the policy is not terminated or fully claimed.

Note:

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

Buying health insurance products that are not suitable for you may impact your ability to finance your future health needs. Premiums are not guaranteed and may be adjusted based on future claims experience.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the e-Brochures, the English version shall prevail.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies are automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as at 22 Aug 2019.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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