IMPORTANT NOTICE: Our Prudential Customer Service Centre on the 1st Floor of Marina One, East Tower will be opened by appointment only, from 2 June 2020. To ensure your safety, we have put safe management measures in place. For more information on COVID-19 relief measures please click here.

IMPORTANT NOTICE: Prudential announced the roll out of PRUCare Package to provide cash benefits for those quarantined or hospitalised due to the COVID-19, as well as aid for SMEs whose businesses are affected by the disease. Find out more

COVID-19 (CORONAVIRUS DISEASE 2019) Update: Our PRUPanel Connect Concierge services in Raffles Hospital and Mount Alvernia Hospital have also been temporarily suspended until further notice.

PRUACCESS: In accordance with PDPC's Advisory Guidelines on the PDPA for NRIC and other National Identification numbers, we will no longer be using NRIC/passport numbers/FIN for login purposes from 1 Aug 2019. If you have yet to create a user ID, please click here.

LIA Critical Illnesses (CI) Framework 2019 : In accordance to LIA Critical Illness (CI) Framework 2019, Prudential Singapore’s policies purchased from 20 August 2020 will adhere to the updated list of critical illnesses definitions. For more information, speak to your Prudential Financial Consultant today.

Payer Security USD

We understand you want to protect your family’s policies.

Giving your loved ones the best goes beyond acquiring a protection, endowment or investment-linked plan. Safeguard their US dollar denominated plans with Payer Security USD to ensure that your loved ones continue to be covered when you or your spouse are unable to pay for the premiums due to unforeseen circumstances.

 

Highlights

payer security usd protect your child's policy en 

Waives premium should the unforeseen happen to the payer

Product Details

 
Payment Term

Minimum: 5 years

Maximum:

- Lower of:

  • 25 less age next birthday of juvenile at entry or
  • 65 less age next birthday of parent / guardian at entry, or
  • premium paying term of juvenile policy
Policy Term

Same as premium payment term

Issuance Age

Child:

  • 1 to 20 Age Next Birthday

Adult:

  • 17 to 50 Age Next Birthday
Accidental Death Benefit

Not Applicable

Sum Assured

Not Applicable

Core Benefits
  • Waives future premiums for basic plan and covered riders
    • up to the premium payment term or the policy anniversary before the child turns 251, whichever occurs first,
    • in the event that the payer or guardian dies, suffers total and permanent disability or is diagnosed with any one of the 35 critical illnesses.

  • Angioplasty & other Invasive Treatment for Coronary Artery is not covered.

Footnotes:

  1. The wavier of premiums will be until the policy anniversary before the stated age.

 

Note:

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs. This plan has no cash value.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums are not guaranteed and may be adjusted based on future claims experience.

This website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as at 20 April 2020.

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