DIRECT - PRUProtect Life II
What is DIRECT - PRUProtect Life II?
DIRECT – PRUProtect Life II is a direct purchase whole life insurance plan that provides financial protection against death, terminal illness, and total and permanent disability3.
Key Benefits
Policy term to suit your needs
Choice of premium payment term4
Lump sum payout plus accumulated bonuses5
Option to enhance your coverage
Supplementary benefits
DIRECT - Crisis Cover II6
- Protection against 30 critical illnesses
- Pays out the sum assured upon diagnosis of a covered critical illness
- A critical illness payout will reduce the sum assured of the DIRECT - PRUProtect Life II policy it is attached to
- DIRECT - Crisis Cover II6 terminates once 100% of the sum assured has been paid out
Useful tools and Information
Important Information
Footnotes
Important Information about DIRECT PRODUCTS & How to Purchase
If you purchase Direct Purchase Insurance (DPI) products, you have:
- Chosen not to seek any financial advice, therefore there would not be any costs associated with the provision of financial advice
- Understood that post-purchase servicing of the DPI policy would be handled by a Prudential Customer Service Officer and would not be provided by a Prudential Financial Consultant.
- Assessed your product suitability, income affordability and the insurance coverage that you need.
- Read and understood the fact sheet and checklist, policy illustration, product summary, policy contract and product brochure before committing to the purchase.
If you decide not to purchase a DPI product, you may seek advice from a qualified Prudential Financial Consultant for other products suitable for you.
To purchase or enquire about DIRECT - PRUProtect Life II, please call our PruCustomer Line at 1800 333 0 333, click here to make an appointment with our Customer Service Officer or visit our Customer Service Centre.
For more information on Direct Purchase Insurance, visit the MoneySENSE website.
Additional Notes
This is only product information provided by us. You should seek advice from a qualified advisor if in doubt.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.
Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums for some of the supplementary benefits are not guaranteed and may be adjusted based on future claims experience.
The information contained on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential’s Customer Service Officer. Premiums for the supplementary benefit is not guaranteed and may be adjusted based on future claims experience.
The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.
These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as of 29 December 2023.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
